Get the home you want with a gifted deposit
Saving for a deposit can make owning a home or moving home feel out of reach. Using a gifted deposit lets someone you know, such as a family member, help you take the next step by providing some or all of the deposit to help you buy your new home.
A gifted deposit can be:
Special rates available for first time buyers
To help our existing Santander current account and Help to Buy: ISA customers further, we’ve introduced a number of special rates in our Loyal First Time Buyer range.
What happens next?
If you’re receiving a gifted deposit, you have two options to apply:
|If you’d like advice on your mortgage you can book an appointment online|
|If you’re comfortable choosing a mortgage without receiving advice from us, you can complete a decision in principle online to understand if we could lend you the amount you need.|
All applications are subject to status and our lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.
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