Compare our range of current accounts

With a selection of current accounts available, you're sure to find the one that's right for you.

 Santander Edge current account (18 yrs or over)Santander Edge Up current account (18 yrs or over)Everyday Current Account (18yrs or over)

Basic Current Account (16yrs or over)

Cashback (on selected household bills paid by Direct Debit)YesYesNoNo
Cashback (on selected debit card transactions on essential spend)YesYesNoNo
Interest earned on balance*NoYesNoNo
Eligibility criteria to receive cashback &/or interestPay in £500 a month, set up 2 active Direct DebitsPay in £1,500 a month, set up 2 active Direct Debitsn/an/a
Current Account Switch Service
 
YesYesYesYes
Santander debit cardYesYesYes

Non-contactless debit card

ChequebookYesYesYesNo
Monthly fundingYes
At least £500 per month
Yes
At least £1,500 per month
NoNo
Monthly fee to maintain the account

Yes

£3 

Yes

£5 

NoNo
Access to Santander BoostsYesYesYesYes
Free foreign currency cash withdrawals and payments outside the UKYes*Yes*No**No**
Arranged overdraftYesYesYesNo
Arranged overdraft interest and chargesRepresentative 39.94% APR/ EAR (variable) ^
 
Representative 39.94% APR/ EAR (variable) ^
 

Representative 39.94% APR/ EAR (variable) ^

No
Unarranged overdraft interest and chargesNoNo

No

No
Fees for allowing or refusing a payment due to lack of funds (per transaction)NoNo

No

No
Additional eligibility criteriaNoNoNoNo
Full details and ways to applySantander Edge current accountSantander Edge Up current accountEveryday Current AccountBasic Current Account

^ There is no cap on arranged overdraft interest or charges. If you exceed your arranged overdraft limit you won’t be charged any interest on the portion of your balance which is above your limit but arranged interest will still apply to the portion of your balance within your limit.
*Interest is paid on entire balance up to £25,000.

*Payments and cash withdrawals made in the local currency. The 0% foreign conversion fee is applied 3 working days after you have opened or transferred to the Santander Edge or Santander Edge Up current account. If you use your debit card outside the UK before then, the standard foreign currency conversion fee of 2.95% will apply. This fee is non-refundable. Local banks may charge their own fees when you use one of their cash machines and you should make sure you understand what these are before making a withdrawal.
**We won't charge you when you use your debit card to make withdrawals at Santander cash machines abroad. Make sure you choose to pay in the local currency to avoid being charged any other fees.

On accounts where we pay interest, interest is received gross, with no income tax deducted. Take a look at our information pages to learn more

Please note: Santander debit card, chequebook and arranged overdrafts are subject to status.
Compare our overdraft interest rates

Fee Information Documents are available for each of our products and detail the main fees and charges for each account. Visit our product pages to access these documents. 

For further explanation of our main terms and services take a look at our Glossary

Our Student current account is available to customers who are studying with a higher education provider in the United Kingdom.

Take a look at the account features below, or click ‘find out more’ to see more information and ways to apply.

 Santander Edge Student current account (18yrs or over)
Free 4-year 16-25 Railcard (you must register for Online Banking)Yes*
Interest earned on balanceNo
Current Account Switch ServiceYes
Santander debit cardYes
ChequebookYes
Funding requirementYes
Pay in at least £500 into your account every 4 months
Monthly fee to maintain the accountNo
Access to Santander BoostsYes
Arranged overdraftYes
Arranged overdraft interest and chargesNo
Unarranged overdraft interest and chargesNo
Fees for allowing or refusing a payment due to lack of funds (per transaction)No
Full details and ways to applyFind out more

If you have recently moved to the UK you may also want to take a look at our Basic Current Account with no monthly fee. This account doesn’t offer an overdraft facility or cheque book and comes with a non-contactless debit card.  A non-contactless debit card has restrictions on some transactions, such as subscription services and pay at the pump petrol stations.

Our overdraft fees on some of our accounts are capped and different caps may apply. You can find out more by following the relevant 'find out more' link.Please note: Santander debit card, chequebook and Arranged Overdrafts are subject to status.

Fee Information Documents are available for each of our products and detail the main fees and charges for each account. Visit our product pages to access these documents. 

For further explanation of our main terms and services take a look at our Glossary

Use the table below to check the features of the 1|2|3 Mini Current Account.

1|2|3 Mini Current Account (0-18yrs)

Interest earned on balance

Yes*

Arranged Overdraft

No

Santander debit card

Yes**

Chequebook

No

Monthly funding

No

Monthly fee to maintain the account

No

Arranged Overdraft Fees

No

Unarranged Overdraft Fees

 

No

Fees for allowing or refusing a payment due to lack of funds (per transaction)

No

Full details and ways to apply

 

Find out more

*Interest paid on balances up to £2,000.
** Please note, no cards are issued for accounts held in trust

For children under age 13, the account must be opened in trust and managed by an adult (trustee). The trustee must be aged 18 or over, have parental responsibility for the child and hold a Santander personal current account. The day after the account is open, the trust status can be removed for all children aged 11 and over.
Please note: Santander debit cards are subject to status.

Fee Information Documents are available for each of our products and detail the main fees and charges for each account. Visit our product pages to access these documents. 

For further explanation of our main terms and services take a look at our Glossary

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