Credit cards

We have a range of credit cards to meet your needs. A credit card could help to spread the cost of a purchase, earn cashback or save on interest payments elsewhere.


Check whether you'll be accepted

Use our eligibility checker today to get an idea straightaway


  • It's completely free
  • It'll only take you a few minutes and you get an instant decision
  • Your credit rating won't be affected
  • We'll even provide an indication of your credit limit

Simply choose the product you're interested in and select 'Check your eligibility'


Eligibility checker needle on the blue section of the graph
You can apply for a credit card if you’re a permanent UK resident aged 18 years or over. You need a guaranteed annual income of £10,500 or more (before tax). You need to have a good credit record and not been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.

Giving you more – our cards also come with:

Card controls in our app

View your PIN, freeze your card if you lose it and block certain transactions in our mobile banking app.

Santander Boosts

Get cashback, vouchers, prize draws and other offers personalised for you with Santander Boosts

Account alerts

We’ll send you alerts when you’re near your credit limit to help you avoid fees.