Credit cards

We have a range of credit cards to meet your needs. A credit card could help to spread the cost of a purchase, earn cashback or save on interest payments elsewhere.

 

What type of card would you like?

Santander Edge credit card

Exclusively for Santander UK current account customers

  • 2% cashback (up to £15 a month) on purchases in the first year 

  • 1% cashback (up to £15 a month) after the first year

  • No foreign exchange fees on purchases abroad

  • £3 monthly account fee


Representative example

 
Representative
29.8% APR
(variable)
Assumed credit limit £1,200
 
Purchase rate
23.9% p.a. 
(variable)
Monthly fee £3
Check your eligibility
Full details

All in One Credit Card

 

0% on purchases credit card for 15 months

  • An all-round credit card with 0% interest on balance transfers for 15 months from account opening with no balance transfer fee

  • 0.5% cashback (up to £10 a month) on all your purchases

  • £3 monthly account fee


Representative example

 
Representative
29.8% APR
(variable)
Assumed credit limit £1,200
 
Purchase rate
23.9% p.a. 
(variable)
Monthly fee £3
Check your eligibility
Full details

Everyday Long Term Balance Transfer Credit Card

0% on balance transfer credit card for 26 months

  • 0% interest on balance transfers for 26 months from account opening (3% fee, min £5)

  • 0% interest on purchases for 3 months from account opening

  • No monthly account fee

     


Representative example

 
Representative
23.9% APR
(variable)
Assumed credit limit £1,200
 
Purchase rate
23.9% p.a. 
(variable)
Monthly fee £0
Check your eligibility
Full details

Everyday No Balance Transfer Fee Credit Card

Save on balance transfers

  • 0% interest on balance transfers for 12 months from account opening

  • No fee to transfer a balance for the first 12 months

  • 0% interest on purchases for 3 months from account opening

  • No monthly account fee
     


Representative example

 
Representative
23.9% APR
(variable)
Assumed credit limit £1,200
 
Purchase rate
23.9% p.a. 
(variable)
Monthly fee £0
Check your eligibility
Full details

Santander World Elite™ Mastercard®

Exclusively for Santander Select and Private Banking customers

Get all these premium features and much more

  • Access to over 1,400 airport lounges with LoungeKey

  • Access Mastercard® Airport Security Fast Track

  • Global Data Roaming provided by Flexiroam

  • No foreign transaction fees on purchases made abroad in the local currency

  • 0.5% cashback (up to £15 per month) on all purchases

  • £15 monthly account fee

 

Representative example

 
Representative
49.8% APR
(variable)
Assumed credit limit £1,200
 
Purchase rate
18.9% p.a. 
(variable)
Monthly fee £15
Check your eligibility
Full details

Check whether you'll be accepted

Use our eligibility checker today to get an idea straightaway

 

  • It's completely free
  • It'll only take you a few minutes and you get an instant decision
  • Your credit rating won't be affected
  • We'll even provide an indication of your credit limit

Simply choose the product you're interested in and select 'Check your eligibility'

 

Eligibility checker needle on the blue section of the graph
You can apply for a credit card if you’re a permanent UK resident aged 18 years or over. You need a guaranteed annual income of £10,500 or more (before tax). You need to have a good credit record and not been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.

Giving you more – our cards also come with:

Section 75 protection

Buy with confidence - with protection under the Consumer Credit Act for some purchases.

 

Up to 56 days interest free

Get up to 56 days to pay, when you clear your balance in full each month.

Mastercard Priceless™ 

Enjoy unforgettable experiences and valuable offers in the cities where you live and travel.