Credit cards

A range of credit cards designed to meet your needs

Women using their card to pay for shoes.
  • 0% interest on balance transfers for 26 months from account opening with no balance transfer fee
  • 0% interest on purchases for 20 months from account opening
  • 0.5% cashback on all your purchases
  • No foreign transaction fees on purchases made abroad in the local currency
  • £3 monthly account fee 
Representative example
Representative
23.7% APR
(variable)
Purchase rate
17.9% p.a.
(variable)
Assumed credit limit
£1,200
Monthly fee
£3
  • 0% interest on balance transfers for 18 months from account opening with no balance transfer fee 
  • 0% interest on purchases for 3 months from account opening
  • No monthly account fee 
Representative example
Representative
20.9% APR
(variable)
Purchase rate
20.9% p.a.
(variable)
Assumed credit limit
£1,200
Monthly fee
No
  • Access to over 1000 airport lounges and over 1 million Wi-Fi hotspots worldwide
  • No foreign transaction fees on purchases made abroad in the local currency 
  • 24/7 concierge service, cashback on everyday spend and much more 
  • £15 monthly account fee
Representative example
Representative
49.8% APR
(variable)
Purchase rate
18.9% p.a.
(variable)
Assumed credit limit
£1,200
Monthly fee
£15

Giving you more – our cards also come with:

Card controls in our app
View your PIN, freeze your card if you lose it and block certain transactions in our mobile banking app.

Retailer Offers
Once switched on, earn up to 15% cashback at a variety of major retailers when you use your Santander credit card.

Account alerts
We’ll send you alerts when you’re near your credit limit to help you avoid fees.