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  2. Credit cards

Credit cards

We have a range of credit cards to meet your needs. A credit card could help to spread the cost of a purchase, earn cashback or save on interest payments elsewhere.

Women using their card to pay for shoes.

When using your card abroad, earn 1% cashback on purchases made between 13 June and 18 September 2022. Minimum spend of £500 applies and purchases must be made in the local currency. For more details, take a look at our cashback abroad this summer page.

Everyday Long Term Balance Transfer Credit Card

 

0% on balance transfer credit card for 33 months

 

Everyday Credit Card

 

 

  • 0% interest on balance transfers for 33 months from account opening (2.65% fee, min £5)

  • 0% interest on purchases for 3 months from account opening

  • No monthly account fee

Representative example 

 

Representative 21.9% APR
(variable)
Assumed credit limit £1,200

 

 

Check your eligibility

 

 
Purchase rate 21.9% p.a. 
(variable)
Monthly fee £0

 

 

Full details

 

All in One Credit Card

 

0% on purchases credit card for 23 months

 

World Credit Card

 

 

  • An all-round credit card with 0% interest on balance transfers for 26 months from account opening with no balance transfer fee

  • 0.5% cashback on all your purchases

  • £3 monthly account fee

Representative example 

 
Representative 24.7% APR
(variable)
Assumed credit limit £1,200

 

 

Check your eligibility

 

 
Purchase rate 18.9% p.a. 
(variable)
Monthly fee £3

 

 

Full details

 

Everyday No Balance Transfer Fee Credit Card

 

Save on balance transfers 

 

Everyday Credit Card

 

 

  • 0% interest on balance transfers for 21 months from account opening 

  • No fee to transfer a balance for the first 21 months

  • 0% interest on purchases for 3 months from account opening

  • No monthly account fee

Representative example 

 
Representative 21.9% APR
(variable)
Assumed credit limit £1,200

 

 

Check your eligibility

 

 
Purchase rate 21.9% p.a. 
(variable)
Monthly fee £0

 

 

Full details

 

Santander World Elite™ Mastercard®

 

Get premium features

 

World Elite Credit Card

 

 

  • Access to over 1000 airport lounges and over 1 million Wi-Fi hotspots worldwide

  • No foreign transaction fees on purchases made abroad in the local currency

  • 24/7 concierge service, cashback on everyday spend and much more

  • £15 monthly account fee

Representative example 

 
Representative 49.8% APR
(variable)
Assumed credit limit £1,200

 

 

Check your eligibility

 

 
Purchase rate 18.9% p.a. 
(variable)
Monthly fee £15

 

 

Full details

 

Check whether you'll be accepted

Use our eligibility checker today to get an idea straightaway

 

  • It's completely free
  • It'll only take you a few minutes and you get an instant decision
  • Your credit rating won't be affected
  • We'll even provide an indication of your credit limit

Simply choose the product you're interested in and select 'Check your eligibility'

 

Eligibility checker needle on the blue section of the graph

Giving you more - our cards also come with:

Card controls in our app
View your PIN, freeze your card if you lose it and block certain transactions in our mobile banking app.

Retailer Offers
Once switched on, earn up to 15% cashback at a variety of major retailers when you use your Santander credit card. 

Account alerts
We'll send you alerts when you're near your credit limit to help you avoid fees.