Credit cards

We have a range of credit cards to meet your needs. A credit card could help to spread the cost of a purchase, earn cashback or save on interest payments elsewhere.


What type of card would you like?

Check whether you'll be accepted

Use our eligibility checker today to get an idea straightaway


  • It's completely free
  • It'll only take you a few minutes and you get an instant decision
  • Your credit rating won't be affected
  • We'll even provide an indication of your credit limit

Simply choose the product you're interested in and select 'Check your eligibility'


Eligibility checker needle on the blue section of the graph
You can apply for a credit card if you’re a permanent UK resident aged 18 years or over. You need a guaranteed annual income of £10,500 or more (before tax). You need to have a good credit record and not been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.

Giving you more – our cards also come with:

Section 75 protection

Buy with confidence - with protection under the Consumer Credit Act for some purchases.


Up to 56 days interest free

Get up to 56 days to pay, when you clear your balance in full each month.

Mastercard Priceless™ 

Enjoy unforgettable experiences and valuable offers in the cities where you live and travel.