Compare our credit cards
The right credit card for you depends on how you want to use it. You may want to get one to:
spread the cost of purchases and more with our All in One Credit Card
reorganise debt with our balance transfer credit cards
or enjoy exclusive benefits with our Santander World Elite Mastercard.
Take a look at our cards below to see which one suits you best. You can check your eligibility before you apply, and it won’t affect your credit score. Once you’re happy with the card you’ve picked, you can apply online.

Everyday Long Term Balance Transfer Credit Card
0% on balance transfer credit card for 26 months
0% interest on balance transfers for 26 months from account opening (3% fee, min £5)
0% interest on purchases for 3 months from account opening
No monthly account fee

All in One Credit Card
0% on purchases credit card for 15 months
An all-round credit card with 0% interest on balance transfers for 15 months from account opening with no balance transfer fee
0.5% cashback on all your purchases. From 30 January 2024, the maximum cashback you can earn each month will be £10
£3 monthly account fee

Everyday No Balance Transfer Fee Credit Card
0% interest on balance transfers for 12 months from account opening
No fee to transfer a balance for the first 12 months
0% interest on purchases for 3 months from account opening
No monthly account fee

Santander World Elite™ Mastercard®
Access to over 1000 airport lounges and over 1 million Wi-Fi hotspots worldwide
No foreign transaction fees on purchases made abroad in the local currency
24/7 concierge service, cashback on everyday spend and much more
£15 monthly account fee
For Santander Select and Private Banking customers only
Check whether you'll be accepted
Use our eligibility checker today to get an idea straightaway
- It's completely free
- It'll only take you a few minutes and you get an instant decision
- Your credit rating won't be affected
- We'll even provide an indication of your credit limit
Simply choose the product you're interested in and select 'Check your eligibility'
You can apply for a credit card if you’re a permanent UK resident aged 18 years or over. You need a guaranteed annual income of £10,500 or more (before tax). You need to have a good credit record and not been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Giving you more – our cards also come with:
View your PIN, freeze your card if you lose it and block certain transactions in our mobile banking app.
Get cashback, vouchers, prize draws and other offers personalised for you with Santander Boosts
We’ll send you alerts when you’re near your credit limit to help you avoid fees.