If finances are a struggle

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It appears you may be worrying about your current situation or maybe your circumstances have changed and it has you thinking more about your finances. Financial difficulties can be tough but we have some information for you which might help, from staying on top of your money to independent help and support.

Common struggles
Staying on top of your money
Managing your money (1.45 MB)
Independent help and support

We know your circumstances can change too especially in the current environment. If you’re at risk of redundancy or losing your job for example. We have help for that too – visit our careers video and CV writing tips pages for information

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If you’ve missed a payment or have exceeded your overdraft limit, there are a few ways that we can help you depending on your account and circumstances. Visit our overdue payment page, we’ll ask you some questions to find you the best support we can.

If you’re looking for more on what help we have for our customers then take a look at the topics below.

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Take a look at our Survive and Revive area which could help you rebuild, reshape or evolve your business in response to coronavirus. Or take a look at our Bounce Back Loans pages. If you need to get in touch, visit out money worries page on how to do that.

If you’re looking for more on what help we have for our customers then take a look at the topics below.

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We think you might benefit from taking a look at your budget. You may not have looked at doing a budget before, but it’s your first step towards getting back on track with your finances if you’re worried about them.

Completing a budget planner will help us give you more personalised help. What’s more, seeing everything set out could help you identify ways to save money and reduce debt straight away by knowing what you can afford to repay and when.

Take a look at our budget planning page for more information. If you have already completed one then we have details on your next steps here too.

If you’re looking for more on what help we have for our customers then take a look at the topics below.

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From what you’ve told us it appears you may be struggling with multiple repayments, we and others are here though to help.

We partner with independent organisations, such as PayPlan, who can help with advice and practical help. Visit their website where they have a wide range of support and service for customers

✔ If you have debts, and are worried about keeping up with your payments, we can help you to get them under control

✔ We can advise you on the range of options available to you, even if your income is currently unstable

✔ PayPlan's expert advice is completely free and confidential

You can also take a look at our independent help and support page where we have other organisations available for you. If you’re looking for more on what help we have for our customers then take a look at the topics below.