Current accounts

A range of bank accounts designed to meet your needs

Current Accounts

You can find the independent service quality survey results, published at the request of the Competition and Markets Authority, below.

What type of account would you like?

Simple and straightforward banking with no monthly fee

  • A current account with everything you would expect including overdraft (subject to status) and contactless Santander debit card
  • No interest is paid on your balance
  • No monthly fee to maintain the account

Earn cashback on your household bills and interest on your balance for a £5 monthly fee to maintain the account

  • Monthly interest of 1.50% AER / 1.49% gross (variable). Interest is only paid on balances up to £20,000
  • Up to 3% cashback on selected household bills
  • Pay in at least £500 into your account each month and have at least 2 active Direct Debits
  • £5 monthly fee to maintain the account

Cashback on your household bills for a £1 monthly fee to maintain the account when you use Online or Mobile Banking

  • Up to 3% cashback on selected household bills
  • No interest is paid on your balance
  • Pay in at least £500 into your account each month and have at least 2 active Direct Debits. Log on to Online or Mobile Banking at least once every 3 months
  • £1 monthly fee to maintain the account

All the features of the 1|2|3 Current Account and receive a more personal banking service

  • With 24/7 telephone support team, a Relationship Manager and support when you’re abroad
  • Pay in at least £5,000 per month into the Select Current Account OR keep £75,000 in any Santander investment(s), savings or current accounts
  • £5 monthly fee to maintain the account

A simple account to manage your money and build your credit history

  • Comes with a top-up Santander debit card to help you manage your spending
  • No interest is paid on your balance
  • Also available to European Union residents living outside the UK
  • No monthly fee to maintain the account

An account for new to UK students and workers to get started with UK banking

  • Comes with a contactless Santander debit card
  • May let you access further banking facilities with Santander in the future
  • No interest is paid on your balance
  • £1 monthly fee to maintain the account

For students over 18 – get a free railcard, interest on your balance and a fee-free Arranged Overdraft

 

  • Monthly interest of 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000
  • Free railcard and an interest-free and fee-free Arranged Overdraft
  • Pay in at least £500 per academic term
  • No monthly fee to maintain the account

Promoting money management for children and evolving with them into their teenage years

  • Monthly interest of 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000
  • Choice of cash card or Santander debit card
  • No monthly fee to maintain the account

Independent service quality survey results

Personal current accounts – published February 2019
As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest personal current account providers if they would recommend their provider to friends and family. You can find the latest published results here

Overall service quality
We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Great Britain

Overall service quality Great Britain

Northern Ireland

Overall service quality - Northern Ireland

These accounts also come with

£300 ATM withdrawal per day
Online and Mobile Banking with text and email alerts
Access to the Santander branch network

Why choose Santander?

Defaqto 5 star CA switch service 2018

Switch quickly and easily

Current account switch guarantee


We offer a simple, reliable and stress-free way to switch your current account to a new or existing Santander account

Switching to Santander