Current accounts

Simple and straightforward banking with no monthly fee

• A current account with everything you would expect including overdraft (subject to status) and contactless Santander debit card
• No interest is paid on your balance
• No monthly fee to maintain the account

Cashback on your household bills for a £2 monthly fee to maintain the account when you use Online or Mobile Banking

• Up to 3% cashback on selected household bills, capped at £5 in each cashback tier each month
• No interest is paid on your balance
• Pay in at least £500 into your account each month and have at least 2 active Direct Debits. Log on to Online or Mobile Banking at least once every 3 months

Making student life a little easier

• Free railcard and an interest-free and fee-free arranged overdraft
• Pay in at least £500 per academic term
• No monthly fee to maintain the account
• No interest is paid on your balance

If you’ve been turned down for one of our other current accounts, have a poor credit history, or are new to the UK for work or study purposes this account might be suitable for you.

• This account comes with a non-contactless debit card, which has restrictions on some transactions such as subscription services and pay at the pump petrol stations
• No overdraft facility 
• No monthly fee to maintain the account