Current accounts

Simple and straightforward banking with no monthly fee

• A current account with everything you would expect including overdraft (subject to status) and contactless Santander debit card
• No interest is paid on your balance
• No monthly fee to maintain the account

Earn cashback on your household bills and interest on your balance for a £5 monthly fee to maintain the account

• Monthly interest of 1.50% AER / 1.49% gross (variable). Interest is only paid on balances up to £20,000
• Up to 3% cashback on selected household bills
• Pay in at least £500 into your account each month and have at least 2 active Direct Debits
• £5 monthly fee to maintain the account

Cashback on your household bills for a £1 monthly fee to maintain the account when you use Online or Mobile Banking

• Up to 3% cashback on selected household bills
• No interest is paid on your balance
• Pay in at least £500 into your account each month and have at least 2 active Direct Debits. Log on to Online or Mobile Banking at least once every 3 months
• £1 monthly fee to maintain the account

All the features of the 1|2|3 Current Account and receive a more personal banking service

• With 24/7 telephone support team, a Relationship Manager and support when you’re abroad
• Pay in at least £5,000 per month into the Select Current Account OR keep £75,000 in any Santander investment(s), savings or current accounts
• £5 monthly fee to maintain the account

A simple account to manage your money and build your credit history

• Comes with a top-up Santander debit card to help you manage your spending
• No interest is paid on your balance
• Also available to European Union residents living outside the UK
• No monthly fee to maintain the account

An account for new to UK students and workers to get started with UK banking

• Comes with a contactless Santander debit card
• May let you access further banking facilities with Santander in the future
• No interest is paid on your balance
• £1 monthly fee to maintain the account

For students over 18 – get a free railcard, interest on your balance and a fee-free Arranged Overdraft

• Monthly interest of 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000
• Free railcard and an interest-free and fee-free Arranged Overdraft
• Pay in at least £500 per academic term
• No monthly fee to maintain the account

Promoting money management for children and evolving with them into their teenage years

• Monthly interest of 3% AER/2.96% gross (variable) on balances from £300 up to a maximum of £2,000
• Choice of cash card or Santander debit card
• No monthly fee to maintain the account