Current accounts

Simple and straightforward banking with no monthly fee

• A current account with everything you would expect including overdraft (subject to status) and contactless Santander debit card
• No interest is paid on your balance
• No monthly fee to maintain the account

Earn cashback on your household bills and interest on your balance for a £5 monthly fee to maintain the account

• Monthly interest of 0.60% AER/gross (variable) on balances up to £20,000

• Up to 3% cashback on selected household bills, capped at £5 in each cashback tier each month

• Pay in at least £500 into your account each month and have at least 2 active Direct Debits
• £5 monthly fee to maintain the account

Cashback on your household bills for a £2 monthly fee to maintain the account when you use Online or Mobile Banking. Before 27 October 2020 the monthly fee is £1.

• Up to 3% cashback on selected household bills, capped at £5 in each cashback tier each month.
• No interest is paid on your balance
• Pay in at least £500 into your account each month and have at least 2 active Direct Debits. Log on to Online or Mobile Banking at least once every 3 months
• From 27 October 2020 the monthly fee to maintain the account is £2 per month. Before 27 October 2020 the monthly fee is £1

A current account with a cap on overdraft charges

• No more than £20 in monthly arranged overdraft interest charges
• No interest is paid on your balance
• £10 monthly fee to maintain the account
   

All the features of the 1|2|3 Current Account and receive a more personal banking service

• With 24/7 telephone support team, a Relationship Manager and support when you’re abroad
• Pay in at least £5,000 per month into the Select Current Account OR keep £75,000 in any Santander investment(s), savings or current accounts
• £5 monthly fee to maintain the account

An account for new to UK students and workers to get started with UK banking

• Comes with a contactless Santander debit card
• May let you access further banking facilities with Santander in the future
• No interest is paid on your balance
• £1 monthly fee to maintain the account

For students over 18 – get a free railcard, interest on your balance and a fee-free arranged overdraft

• Monthly interest of 1% AER/ gross (variable) on balances up to a maximum of £2,000
• Free railcard and an interest-free and fee-free arranged overdraft
• Pay in at least £500 per academic term
• No monthly fee to maintain the account

Promoting money management for children and evolving with them into their teenage years

• Monthly interest of 3% AER/ 2.96% gross (variable) on the entire balance once the balance is £1,500 up to a maximum of £2,000

• Choice of cash card or Santander debit card
• No monthly fee to maintain the account

A simple account to manage your money and build your credit history

• This account could work for you if you aren’t accepted for one of our other current accounts, are going through a period of financial hardship or have previously faced bankruptcy
• Comes with a non-contactless top-up debit card to help you manage your spending
• No monthly fee