Current accounts

Earn cashback on your household bills and interest on your balance for a £4 monthly fee to maintain the account.

• Monthly interest of 1.00% AER/gross (variable) on balances up to £20,000

• Up to 3% cashback on selected household bills, capped at £5 in each cashback tier each month

• Pay in at least £500 into your account each month and have at least 2 active Direct Debits
• £160 cashback when you switch (terms and conditions apply)

All the features of the 1|2|3 Current Account and receive a more personal banking service

• Pay in at least £5,000 per month into the Select Current Account OR keep £75,000 in any Santander investment(s), savings or current accounts
• Monthly interest of 1.00% AER/gross (variable) on balances up to £20,000
• £4 monthly fee to maintain the account
• £160 cashback when you switch (terms and conditions apply)

Promoting money management for children and evolving with them into their teenage years

• Monthly interest of 3% AER/ 2.96% gross (variable) on the entire balance once the balance is £1,500 up to a maximum of £2,000

• Choice of cash card or Santander debit card
• No monthly fee to maintain the account

If you’ve been turned down for one of our other current accounts, have a poor credit history, or are new to the UK for work or study purposes this account might be suitable for you.

• This account comes with a non-contactless debit card, which has restrictions on some transactions such as subscription services and pay at the pump petrol stations
• No overdraft facility 
• No monthly fee to maintain the account 

• If you are a Ukrainian refugee looking to apply for a current account see our Ukraine page