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Compare our mortgage rates

Find out what mortgage rates you could get and what your monthly payments could be.

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About you
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Available mortgages
About you
Available mortgages
Are you a Santander Select customer?
Do you have a Santander Help to Buy: ISA or Santander current account?

Representative example

A mortgage of £85,913, payable over 13 years, initially on a 5 year Fixed rate of 3.14%, would require 60 monthly payments of £671.46 followed by 96 monthly payments of £707.33, based on our Follow-on Rate currently 4.50% (variable).

The total amount payable would be £108,578 (mortgage including a £999 product fee, plus £22,279 interest and a £225 account fee).

The overall cost for comparison is 3.8% APRC representative.

Representative example

A mortgage of £233,999, payable over 23 years, initially on a 5 year Fixed rate of 3.19%, would require 60 monthly payments of £1197.62 followed by 216 monthly payments of £1329.73, based on our Follow-on Rate currently 4.50% (variable).

The total amount payable would be £359,340 (mortgage including a £999 product fee, plus £125,081 interest and a £225 account fee).

The overall cost for comparison is 4.0% APRC representative.

Representative example

A mortgage of £1,952,499, payable over 23 years, initially on a 5 year Fixed rate of 3.29%, would require 60 monthly payments of £10,094 followed by 216 monthly payments of £11,117, based on our Follow-on Rate currently 4.50% (variable).

The total amount payable would be £3,007,443 (mortgage including a £2499 product fee, plus £1,054,445 interest and a £225 account fee).

The overall cost for comparison is 4.1% APRC representative.

You can apply:

online
by calling us on 0800 068 6064. Lines are open 9am to 7pm Monday to Friday and 9am to 2pm Saturday

Important information

  • Rates correct as at 30 June and may be withdrawn at any time.
  • Mortgage costs are calculated on a repayment basis excluding any product fee and are intended for illustrative purposes only. 
  • For information on our fees and charges see our Santander tariff of mortgage charges (58 KB)

This calculator is for illustrative purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Applications are subject to status and lending criteria. Applicants must be UK residents aged 18 or over. The amount we will lend depends on your circumstances, the amount borrowed and the property. A higher deposit may be required for a flat or new build.