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Compare our mortgage rates

Find out what mortgage rates you could get and what your monthly payments could be.

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About you
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Available mortgages
About you
Available mortgages
Are you a Santander Select customer?
Do you have a Santander Help to Buy: ISA or Santander current account?

Representative example

A mortgage of £200,999, payable over 22 years, initially on a 5 year Fixed rate of 1.19%, would require 60 monthly payments of £865.74 followed by 204 monthly payments of £1028.65, based on our Follow-on Rate currently 3.35% (variable).

The total amount payable would be £262,187 (mortgage including a £999 product fee, plus £60,790 interest and a £225 account fee).

The overall cost for comparison is 2.5% APRC representative.

Representative example

A mortgage of £154,184, payable over 17 years, initially on a 5 year Fixed rate of 1.18%, would require 60 monthly payments of £834.51 followed by 144 monthly payments of £945.62, based on our Follow-on Rate currently 3.35% (variable).

The total amount payable would be £186,499 (mortgage including a £999 product fee, plus £32,055 interest and a £225 account fee).

The overall cost for comparison is 2.3% APRC representative.

Representative example

A mortgage of £1,783,749, payable over 25 years, initially on a 5 year Fixed rate of 1.99%, would require 60 monthly payments of £7,552 followed by 240 monthly payments of £8,551, based on our Follow-on Rate currently 3.35% (variable).

The total amount payable would be £2,505,850 (mortgage including a £2499 product fee, plus £721,602 interest and a £225 account fee).

The overall cost for comparison is 2.9% APRC representative.

You can apply:

online
by calling us on 0800 068 6064. Lines are open 9am to 7pm Monday to Friday
in branch

Important information

  • Rates correct as at  20  July 2021 and may be withdrawn at any time.
  • First time buyer £1,000 cashback deals are not available through our online application process.
  • First time buyer £1,000 cashback deals offer a free standard valuation on a property valued up to £2.5 million. It lets us make sure the property is worth the amount you’re paying for it. Cashback is paid on completion and must be repaid if you pay off your mortgage within the first two years.
  • Mortgage costs are calculated on a repayment basis excluding any product fee and are intended for illustrative purposes only. 
  • For information on our fees and charges see our Santander tariff of mortgage charges (2.74 MB)

This calculator is for illustrative purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Applications are subject to status and lending criteria. Applicants must be UK residents aged 18 or over. The amount we will lend depends on your circumstances, the amount borrowed and the property. A higher deposit may be required for a flat or new build.