Compare our mortgage rates

Find out what mortgage rates you could get and what your monthly payments could be.

1
About you
2
Available mortgages
About you
Available mortgages
Are you a Santander Select customer?
Do you have a Santander Help to Buy: ISA or Santander current account?

Representative example

A mortgage of £199,900, payable over 23 years, initially on a 5 year fixed rate of 1.89%, would require 60 monthly payments of £893.63 followed by 216 monthly payments of £1063.13, based on our Follow-on Rate currently 4.00% (variable).

The total amount payable would be £283,652 (mortgage including a £999 product fee, plus £83,354 interest and a £225 account fee).

The overall cost for comparison is 3.2% APRC representative.

A representative example is an illustration of a typical mortgage and its total cost.

 

Representative example

A mortgage of £148,999, payable over 19 years, initially on a 5 year fixed rate of 1.89%, would require 60 monthly payments of £778.36 followed by 168 monthly payments of £893.66, based on our Follow-on Rate currently 4.00% (variable).

The total amount payable would be £197,096 (mortgage including a £999 product fee, plus £47,837 interest and a £225 account fee).

The overall cost for comparison is 3.0% APRC representative.

A representative example is an illustration of a typical mortgage and its total cost.

 

Representative example

A mortgage of £1,497,499, payable over 10 years, initially on a 2 year tracker rate of 1.99% (variable), would require 24 monthly payments of £13,772 followed by 96 monthly payments of £14,887, based on our Follow-on Rate currently 4.00% (variable).

The total amount payable would be £1,760,203 (mortgage including a £2499 product fee, plus £262,205 interest and a £225 account fee).

The overall cost for comparison is 3.3% APRC representative. 

A representative example is an illustration of a typical mortgage and its total cost.

You can apply:
online
by calling us on 0800 068 6064. Lines are open 9am to 7pm Monday to Friday and 9am to 2pm Saturdays
in branch

Important information

  • Rates correct as at 3 July 2019 and may be withdrawn at any time.
  • Mortgage costs are calculated on a repayment basis excluding any product fee and are intended for illustrative purposes only. 
  • For information on our fees and charges see our Santander tariff of mortgage charges
  • Online exclusive - Only available for a full mortgage application made via santander.co.uk (not available in branch or by phone). You need to be comfortable selecting your own mortgage without receiving advice from a Santander Mortgage Adviser.
  • Loyal first time buyer - Only available to first time buyers with an existing Santander Help to Buy: ISA or Santander current account which has been open for at least 30 days. These deals are only available in branch or by phone (not online). For a joint application all applicants must be first time buyers.
  • Select exclusives - Only available to Santander Select customers applying in branch or by phone (not online). 
  • Free valuation - On a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure the property is worth the amount you’re paying for it. 
  • Free valuation and £250 cashback - Free standard valuation on a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure the property is worth the amount you’re paying for it. £250 cashback is paid on completion and must be repaid if you pay off your mortgage within the first two years.
  • Free valuation and standard legals paid - Free standard valuation on a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure the property is worth the amount you’re paying for it. We pay your standard legal fees (worth £200). They must be repaid if you repay your mortgage within the first two years.
  • Free valuation and £1,000 cashback (not available online) – free standard valuation on a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure that the property is worth the amount you’re paying for it. £1,000 cashback is paid on completion and must be repaid if you pay off your mortgage within the first two years.

This calculator is for illustrative purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

All applications are subject to status and our lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.