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Compare our mortgage rates

It’s quick and easy to compare mortgage rates. Simply fill out the form below to see what your monthly payments could be.​

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About you
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Available mortgages
About you
Available mortgages

Representative example

A mortgage of £420,000 payable over 30 years would require 24 monthly payments of £1995.38 and 336 monthly payments of £2690.81. This is based on an initial Fixed rate for 2 years at 75% Loan to Value at 3.94% and then our Standard Variable Rate, currently 6.75% for the remaining 28 years.

The total amount payable would be £952,394 (mortgage including a £999 product fee, plus £531,004 interest and a £225 account fee).

The overall cost for comparison is 6.5% APRC representative.

Representative example

A mortgage of £121,000 payable over 19 years would require 24 monthly payments of £764.84 and 204 monthly payments of £926.23. This is based on an initial Fixed rate for 2 years at 60% Loan to Value at 4.10% and then our Standard Variable Rate, currently 6.75% for the remaining 17 years.

The total amount payable would be £207,532 (mortgage including a £0 product fee, plus £86,307 interest and a £225 account fee).

The overall cost for comparison is 6.3% APRC representative.

Representative example

A mortgage of £4,011,999 payable over 24 years would require 24 monthly payments of £22133.98 and 264 monthly payments of £27739.13. This is based on an initial Fixed rate for 2 years at 60% Loan to Value at 4.20% and then our Standard Variable Rate, currently 6.75% for the remaining 22 years.

The total amount payable would be £7,854,572 (mortgage including a £1999 product fee, plus £3,842,348 interest and a £225 account fee).

The overall cost for comparison is 6.4% APRC representative.

You can apply:

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online
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by calling us on 0800 068 6064. Lines are open 9am to 6pm Monday to Friday and 9am to 2pm Saturday

Important information

  • Rates correct as at 16 July 2025 and may be withdrawn at any time.
  • Mortgage costs are calculated on a repayment basis excluding any product fee and are intended for illustrative purposes only.
  • For information on our fees and charges see our Santander tariff of mortgage charges (PDF - 157 KB)

This calculator is for illustrative purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Applications are subject to status and lending criteria. Applicants must be UK residents aged 18 or over. The amount we will lend depends on your circumstances, the amount borrowed and the property. A higher deposit may be required for a flat or new build.