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Compare our mortgage rates

It’s quick and easy to compare mortgage rates. Simply fill out the form below to see what your monthly payments could be.​

If you’re buying your first home and want to see our £500 cashback deals on selected mortgages, click on ‘Show all available mortgages’ below.

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Available mortgages
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Available mortgages

Representative example

A mortgage of £120,000 payable over 17 years would require 24 monthly payments of £899.56 and 180 monthly payments of £1027.91.This is based on an initial Fixed rate for 2 years at 60% Loan to Value at 5.39% and then our Standard Variable Rate, currently 7.50% for the remaining 15 years.

The total amount payable would be £206,967 (mortgage including a £0 product fee, plus £86,614 interest and a £225 account fee).

The overall cost for comparison is 7.2% APRC representative.

Representative example

A mortgage of £75,000 payable over 13 years would require 60 monthly payments of £655.18 and 96 monthly payments of £718.25. This is based on an initial Fixed rate for 5 years at 60% Loan to Value at 5.01% and then our Standard Variable Rate, currently 7.50% for the remaining 8 years.

The total amount payable would be £108,487 (mortgage including a £0 product fee, plus £33,262 interest and a £225 account fee).

The overall cost for comparison is 6.1% APRC representative.

Representative example

A mortgage of £1,243,145 payable over 21 years would require 60 monthly payments of £8152.10 and 192 monthly payments of £9472.84. This is based on an initial Fixed rate for 5 years at 75% Loan to Value at 5.25% and then our Standard Variable Rate, currently 7.50% for the remaining 16 years.

The total amount payable would be £2,308,404 (mortgage including a £2499 product fee, plus £1,064,765 interest and a £225 account fee).

The overall cost for comparison is 6.6% APRC representative.

You can apply:

online
by calling us on 0800 068 6064. Lines are open 9am to 7pm Monday to Friday and 9am to 2pm Saturday

Important information

  • Rates correct as at 29 November 2023 and may be withdrawn at any time.
  • Mortgage costs are calculated on a repayment basis excluding any product fee and are intended for illustrative purposes only. 
  • For information on our fees and charges see our Santander tariff of mortgage charges (614 KB)

This calculator is for illustrative purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Applications are subject to status and lending criteria. Applicants must be UK residents aged 18 or over. The amount we will lend depends on your circumstances, the amount borrowed and the property. A higher deposit may be required for a flat or new build.