Compare our mortgage rates

Find out what mortgage rates you could get and what your monthly payments could be.

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About you
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Available mortgages
About you
Available mortgages
Are you a Santander Select customer?
Do you have a Santander Help to Buy: ISA or Santander current account?

Representative example

A mortgage of £72,000, payable over 14 years, initially on a 5 year fixed rate of 1.74%, would require 60 monthly payments of £483.20 followed by 108 monthly payments of £532.97, based on our Follow-on Rate currently 4.00% (variable).

The total amount payable would be £86,939 (mortgage including a £0 product fee, plus £14,553 interest and a £225 account fee).

The overall cost for comparison is 2.7% APRC representative.

Representative example

A mortgage of £71,900, payable over 11 years, initially on a 5 year fixed rate of 1.74%, would require 60 monthly payments of £598.88 followed by 72 monthly payments of £640.15, based on our Follow-on Rate currently 4.00% (variable).

The total amount payable would be £82,284 (mortgage including a £0 product fee, plus £10,124 interest and a £225 account fee).

The overall cost for comparison is 2.5% APRC representative.

Representative example

A mortgage of £1,483,749, payable over 25 years, initially on a 5 year fixed rate of 2.19%, would require 60 monthly payments of £6,427 followed by 240 monthly payments of £7,564, based on our Follow-on Rate currently 4.00% (variable).

The total amount payable would be £2,201,367 (mortgage including a £2499 product fee, plus £717,120 interest and a £225 account fee).

The overall cost for comparison is 3.3% APRC representative.

A representative example is an illustration of a typical additional loan and its total cost.

You can apply:
online
by calling us on 0800 068 6064. Lines are open 9am to 7pm Monday to Friday and 9am to 2pm Saturdays
in branch

Important information

  • Rates correct as at 3 October 2019 and may be withdrawn at any time.
  • Mortgage costs are calculated on a repayment basis excluding any product fee and are intended for illustrative purposes only. 
  • For information on our fees and charges see our Santander tariff of mortgage charges
  • Online exclusive - Only available for a full mortgage application made via santander.co.uk (not available in branch or by phone). You need to be comfortable selecting your own mortgage without receiving advice from a Santander Mortgage Adviser.
  • Select exclusives - Only available to Santander Select customers applying in branch or by phone (not online).
  • Free HomeFact condition report - Free standard valuation on a property valued up to £2.5 million, plus a free HomeFact condition report (supplied by Countrywide Surveying Services). The HomeFact condition report tells you about the condition of the property, including any potential issues and defects before you buy. Available in branch or by phone (not online). Not available on new build properties.
  • Free valuation and £1,000 cashback (not available online) – free standard valuation on a property valued up to £2.5million. It lets us make sure the property is worth the amount you’re paying for it. £1,000 cashback is paid on completion and must be repaid if you pay off your mortgage within two years.
  • Free valuation - On a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure the property is worth the amount you’re paying for it. 
  • Free valuation and £250 cashback - Free standard valuation on a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure the property is worth the amount you’re paying for it. £250 cashback is paid on completion and must be repaid if you pay off your mortgage within the first two years.
  • Free valuation and standard legals paid - Free standard valuation on a property valued up to £2.5 million, saving you on average £430 (based on internal data). It lets us make sure the property is worth the amount you’re paying for it. We pay your standard legal fees (worth £200). They must be repaid if you repay your mortgage within the first two years.

This calculator is for illustrative purposes only.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

All applications are subject to status and our lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.