Santander World Elite™ Mastercard®

Airport lounge access worldwide

You and additional cardholders have access to over 1000 airport lounges worldwide with LoungeKey.

Guests and children can join you in the lounge for £24 per person per visit which will be applied to your Santander World Elite Mastercard.

To use the lounge:

• Show your Santander World Elite Mastercard and say that you’re a LoungeKey customer.
• Complete security and verification checks. You may need to use your mobile phone for this

Visit LoungeKey to look at the full list of lounges, opening times, facilities available, cost of additional non-cardholder guests and terms and conditions.

Mastercard Concierge

You’ll get access to Mastercard’s Concierge Lifestyle Managers. They can help you with travel, entertainment, sports, gifts, hospitality or business needs 24/7, 365 days a year. You’ll just need to pay for any items purchased and any fees and charges incurred on your Santander World Elite Mastercard when using this service.

Mastercard Priceless Cities

Try unique experiences exclusive to Mastercard holders with Mastercard Priceless Cities. Take a look at the huge range of experiences available.

World Elite Privileges

World Elite Privileges has a range of exclusive discounts and offers for Santander World Elite Mastercard cardholders. This includes hotel and car hire upgrades, late checkouts, complimentary breakfasts as well as discounts on clothing and other retail experiences.

Wi-Fi worldwide

Boingo gives you unlimited access to over 1 million Wi-Fi hotspots across the world. Each cardholder can use a Wi-Fi hotspot on up to 4 devices. See a list of Boingo’s current hot spots

40% off Santander Travel Insurance

Get 40% off Santander Travel Insurance single and annual multi-trip policies in Europe or worldwide (excluding Cuba). Benefit from this online discount by using the link that we will send when you open the account.

Minimum repayment

You must make the minimum repayment each month. The amount and due date will be on your statement.

0% interest on balance transfers

• Get 18 months interest-free on balance transfers from account opening with no balance transfer fee
• You can transfer balances from £100 up to 95% of your credit limit.  
• You can’t transfer balances from other Santander or cahoot credit cards or from any type of loan or current account.
• At the end of the 0% period, a 3% balance transfer fee will apply to any new balance transfers. Interest will be charged on any outstanding balances and new balance transfers at the standard rate of 18.9% p.a. (variable).

When you apply, we’ll carry out a credit check. This will help us to decide the credit limit we can offer. We’ll tell you your credit limit once your application has been accepted.

You can use our eligibility checker to get an idea of your credit limit before you apply. This can help you decide if it meets your needs.

You can request a balance transfer during your application. If you do, we’ll make a payment to your current credit card company when you activate your card. Just make sure you activate it within 45 days of receiving it for this to happen. You don’t need to do anything else.

0% interest on purchases

• Get 18 months interest-free on purchases from account opening
• At the end of the 0% period, interest will be charged on any outstanding balances and new purchases at the standard rate of 18.9% p.a. (variable).

Purchases and cash withdrawals abroad

You won’t be charged foreign transaction fees on purchases and cash withdrawals made abroad in the local currency.

If you choose to pay in sterling, the retailer or bank will handle the conversion and may charge you a fee.

Cash transaction fees will be charged on all cash withdrawals, including those made abroad. You’ll be charged interest on the cash you take out from the day it's withdrawn.

Find out more about how credit cards and credit card offers work (pdf) (126 KB)

We have other borrowing options such as overdrafts and personal loans. Plus there are additional loans for our existing mortgage customers. 

Cashback

You can earn 0.5% cashback on all purchases, up to a maximum spend of £3,000 per month, some transactions aren’t eligible. 

Santander Boosts

With our credit cards you can register for Santander Boosts. Get rewards to give you a little boost when you bank with us.

All you need to do is sign up for Santander Boosts through your Mobile Banking app or in Online Banking. You can then choose the offers you like and earn rewards with your favourite retailers.

• Earn cashback when you shop online at a wide range of retailers.
• Get vouchers and coupons for discounts on products and services.
• Enjoy free gifts and enter prize draws.
• Get offers personalised to your interests and hobbies. 

What you also get

Up to 3 additional cardholders. You will be responsible for the use of and payments on the additional cards. If the additional cardholder isn't a Santander customer we may ask for ID for them.

Up to 56 days interest-free period on purchases. This means that if you pay off your balance in full and on time every month, you won’t be charged interest.

Key documents

• Santander World Elite Mastercard Key Facts Document (pdf) (913 KB)
• General Terms & Conditions (pdf) (166 KB)
• Summary Box (pdf) (746 KB)
• Cashback and Travel Benefit Terms (pdf) (774 KB)

Ways to bank with us

You’ll get 24/7 banking on all your devices with Mobile and Online Banking. Here are some of the things you can do.

• Change your statement settings
• Set up account alerts
• Get personalised spend insights with My Money Manager
• Make payments to your credit card in Mobile Banking
• Make contactless payments with your digital device when you link your Santander World Elite Mastercard
• 24/7 UK-based telephone banking on 0330 123 0061
• Face-to-face support in branch 

Account alerts

We’ll send you account alerts when you’re near your credit limit to help you avoid fees. We can also make you aware of certain activity on your account. You can manage your alerts settings at any time in Online Banking. If you need more help, please contact us or visit your local branch

Security

Keep your banking details private and secure.

Visit our Security Centre for more information to help you avoid fraud and scams.