Apply for a Santander World Elite Mastercard

Eligibility

To apply for the Santander World Elite Mastercard you need to be a Santander Select or Private Banking customer. Find out more

I understand that I need to meet the eligibility criteria to apply for the Santander World Elite Mastercard.

I am a Santander Select or Private Banking customer.

Key Facts Document and Terms & Conditions

We’ll email you copies, but you should read and consider these documents before you apply (you can also print or save them). If you have any questions or need further information, please contact us. To see these documents, you may need to download Adobe Reader

• Santander World Elite Credit Card Key Facts Document (pdf) including Pre-Contractual Explanation, Pre-Contract Credit Information, the Statement of Lender and Borrower Responsibilities and Travel Benefits Important Information
• Terms & Conditions and Important Information (pdf) including Terms of Business and Data Protection Statement

Pre-Contractual Explanation

We've provided a summary below of the important information that's contained in the Pre-Contractual Explanation. The full version of this can be found in the Santander World Elite Mastercard Key Facts Document which can be accessed using the link above. You should also read this before you apply.

Is a credit card right for my borrowing needs?

A credit card can be very expensive if you're not careful how you use it. It is best used when you can pay off the full balance quickly.

What interest and charges might apply?

Cash withdrawals are more expensive than purchases because you start paying interest immediately and will be charged a fee for each cash withdrawal made in the UK or abroad.

We charge a monthly fee of £15 for this credit card. We don’t charge a balance transfer fee on any balance transfers made during the introductory period. We can change the fees (including the monthly fee and amending the balance transfer fees) and interest rates on your card. We'll let you know in advance if we plan to do this.

Any introductory rate we offer you starts from the date your account is opened.

For detailed information on fees and charges please read the Costs of Credit section in the Pre-Contract Credit Information and condition 8 of the credit agreement.

How much will I have to pay under the credit agreement?

It will cost you more if you only make your monthly minimum payments. It will cost you less if you pay off the full balance quickly.

What are the consequences to me if I do not keep up repayments?

If you miss your minimum payment you get charged a £12 fee, plus the interest keeps building up, so you end up paying back more. We will also record details with a credit reference agency and your credit rating could go down which would make it harder to get future credit. If you miss multiple repayments, your credit rating can be damaged and you might have legal proceedings brought against you. In the very worst case your debt might be secured against your house or your debt may be transferred to a debt management company. To avoid getting into this situation, please contact us if you are having difficulties in making your repayments.

Changing your mind

You can change your mind up to 14 days after you receive your card. If you do this, you must repay anything you owe.

Paper-free  

• We’ll send your statements and other important information to your e-Documents section in Online Banking.
• If you’d prefer to receive your statements and important information by post you can ask to do so in Online Banking, in one of our branches or by phone.