Helping our customers at the moments that matter most.
Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.
Highlights: 9M-23
14 million
active customers
£177.0bn
mortgage stock
(2022: £187.1bn)
47%
cost-to-income ratio
(9M-22: 48%)
2.23%
Banking NIM
(9M-22: 2.04%)
7 million
digital customers
77%
digital mortgage retention
£1,731m
profit before tax
(9M-22: £1,489m)
16.0%
CET1 capital ratio
(2022: 15.2%)
£122m
of investment
(9M-22: £156m)Green Homes Report
published 'Buying into the Green Homes Revolution'
Carbon Neutral
in our own operations
1.48%
Stage 3 ratio
(2022: 1.24%)
