Helping our customers at the moments that matter most.
Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.
Highlights: Q2 22
14 million
active customers
£184.4bn
UK mortgage loans
(2021: £177.3bn)
49%
cost-to-income ratio
(H1 21: £61%)
6.8 million
digital customers
£7.1bn
net mortgage lending
(H1 21: £3.6bn)
>£440k
raised and donated for
Red Cross and UNCHR
£993m
profit before tax
(H1 21: £751m)
15.5%
CET1 capital ratio
(2021: 15.9%)
£572m
transformation savings realised through £837m of investment to date
>£6.5bn
green finance
cumulative since 2020
Carbon Neutral
in our own operations
1.21%
Stage 3 ratio
(2021: 1.43%)
