About Santander UK

Helping our customers at the moments that matter most.

Santander UK is a large retail and commercial bank based in the UK and a wholly-owned subsidiary of the major global bank Banco Santander.

About us

Highlights: Q2 22

  • 14 million

    active customers

     
  • £184.4bn

    UK mortgage loans

    (2021: £177.3bn)
  • 49%

    cost-to-income ratio

    (H1 21: £61%)
  • 6.8 million

    digital customers

     
  • £7.1bn

    net mortgage lending

    (H1 21: £3.6bn)
  • >£440k

    raised and donated for

    Red Cross and UNCHR 

  • £993m

    profit before tax

    (H1 21: £751m)
  • 15.5%

    CET1 capital ratio

    (2021: 15.9%)
  • £572m

    transformation savings realised through £837m of investment to date 

  • >£6.5bn

    green finance 

    cumulative since 2020

  • Carbon Neutral

    in our own operations

     
  • 1.21%

    Stage 3 ratio

    (2021: 1.43%)