Mike Regnier 2022

Mike Regnier, Chief Executive

Santander UK Group Holdings plc and Santander UK plc

Mike Regnier was appointed Chief Executive Officer of Santander UK on 1 April 2022. 

Mike joined Santander UK from Yorkshire Building Society (‘YBS’), where he was a Board member since 2014 and Chief Executive since 2017.  He previously held the posts of Chief Commercial Officer and Chief Customer Officer, having joined YBS in 2014.

Mike began his career in strategic management consulting with a focus on Retail and Retail Financial Services.  After management positions at Asda, he joined the banking sector and held a number of senior positions at Lloyds Banking Group, including Personal Current Accounts, Credit Cards Director and Products and Marketing Director for TSB.   He  has served as a Board Director of Visa UK, and Chairman of the merchant acquirer LTSB Cardnet.  He was also Chair of the Building Societies Association from 2019 – 2021.

Mike holds a Meng in Engineering, Economic  & Management from Oxford, together with an MBA from Insead. 

Duke Dayal

Duke Dayal, Executive Director

Santander UK Group Holdings plc and Santander UK plc

Duke Dayal was appointed Chief Financial Officer and Executive Director from 16 September 2019.

Duke Dayal has extensive financial services experience in a wide range of areas.  Before joining Santander UK, Duke Dayal worked for Santander US in Boston as CFO of Santander Holdings (April 2016 – July 2019) and President and CEO of Santander Bank, N.A. (September 2017 – July 2019).

Prior to joining Santander, he was with BNP Paribas for six years, where he served as Chief Financial Officer for BNP Paribas USA Holdings, BancWest and Bank of the West in San Francisco. Before that he helped lead a private equity start-up for JP Morgan Chase & Co., Brysam Global Partners, focused on building an international consumer banking franchise. Prior to that, he spent eight years with Citi in a variety of business and finance roles in New York, California, South Korea and Brussels.

Mr. Dayal earned a B.A. with Honors in Accounting and Finance from Nottingham Trent University and he is a member of the Chartered Institute of Management Accountants. Mr. Dayal served as a member of the Executive Committee on the Board of Trustees for the Institute of International Banking in New York as a Board member of the Federal Home Loan Bank of Pittsburgh.



For further information on other principal appointments of board members to companies part of the Banco Santander Group, please refer to our latest Annual Report.

Compliance with CRD IV
Santander UK plc complies with sections 4.3A.5R and 4.3A.7R of the FCA/PRA Senior Management Arrangements, Systems and Controls manual. The Board members of Santander UK plc are regularly reminded of their duty to notify the Board of any changes to their external directorships, which are kept under review by the Secretariat department.