Give your savings a boost with our Regular Saver at 8% AER/gross (variable)

Includes 5% AER/gross (variable) bonus rate the first year

Find out about Regular Saver

When you save up to £200 per month from one of our current accounts. T&Cs and eligibility criteria apply. 

 

 

 

Here for you 

We won't make any further branch closures before 2028. Find out more about banking in our branches

Help turn £50 into £100 for a young person

When they open a 123 Mini current account and deposit £50, we'll add another £50. Offer is for ages 13-17. T&Cs and eligibility criteria apply. Offer can be withdrawn at any time.

1|2|3 Mini current account
Pizza

Get 3% cashback in your first year

On petrol, everyday travel, eating out and takeaways.

24.9% APR representative (variable). Credit subject to status and credit checks. T&Cs apply.
 

Rewards Credit Card
Two friends

Guaranteed wins from £20-£100k

Plus, a free 4-year Railcard when you open a Santander Edge Student current account.
Must be 18+, living in the UK permanently and studying for an undergraduate course or level 4-7 apprenticeship. Pay in at least £500 every 4 months. To enter the prize draw, open the account between 14 July 2026 - 16 October 2026 and use your debit card before 31 December 2026. T&Cs apply.

Edge Student current account

Support for Personal customers

Fancy £250,000 cash?

We’re offering a chance to win a share of £100,000 each month, plus a grand prize of £250,000 in December. You need to have a Santander personal current account to be eligible. 18+, T&Cs apply, opt-in required. The prize draw ends 31 December 2026. 

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If you're dealing with rising energy costs, need tips on budgeting, have missed a payment or struggling to keep up, we're here to help.

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Independent service quality survey results

Personal current accounts (GB)

Published August 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Great Britain who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1. Monzo, 79%; 2 Starling Bank, 76%; 3 = Nationwide, 75%; 3 = first direct, 75%; 5 Chase, 68%; 13 = Santander, 55%

Personal current accounts (NI)

Published August 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Northern Ireland who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1 Monzo, 82%; 2 Starling Bank, 79%; 3 Nationwide, 76%; 4 HSBC UK, 71%; 5 Chase, 68%; 10 Santander, 55%;

Authorised push payment (APP) fraud rankings in 2024


Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. Information about Santander’s performance prior to the introduction of the reimbursement requirement in October 2024 can be found in PSR’s latest APP Scams Performance Report published in February 2026.