Take it easy on your travels

With the Santander Edge current account, we won’t charge you any fees for withdrawing cash or spending on your card abroad - giving you one less thing to think about on holiday.

Explore the Santander Edge current account

We won’t charge you fees when you spend in the local currency. You may still be charged fees that are outside of our control when using your card abroad. £3 monthly fee to maintain the account. Pay in £500 a month (excluding internal transfers) and have 2 active direct debits. T&Cs apply. 

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Saving for your first deposit?

Our mortgages let your family and friends gift you money.

Subject to status and lending criteria. Your home is at risk if you don’t keep up the payments.

 

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Something big on the horizon?

New car, home improvements or another big expense?

We have loans from £1,000 to £25,000. See if you're eligible using our checker in as little as 5 minutes.

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Santander Edge credit card

Got a personal current account with us? Earn up to £15 a month cashback by spending on our Edge credit card.

Monthly fee applies. 29.8% APR representative (variable). Credit is subject to status.

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Retirement might seem far away, but the best time to start planning is now.
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Your potential. It’s big. Let’s not keep it locked up. Explore Santander Open Academy, our free online learning platform.
 

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Get support if you’ve missed a payment, are struggling to keep up, or need tips on budgeting.

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Independent service quality survey results

Personal current accounts (GB)

Published February 2025

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Great Britain who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1. Chase, 81%; 2. Monzo, 80%; 3. Starling Bank, 79%; 4. first direct, 75%; 5. Nationwide, 69%; 12. Santander, 57%

Personal current accounts (NI)

Published February 2025

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 11 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Northern Ireland who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1 Monzo, 81%; 2 Starling Bank, 79%; 3 Nationwide, 73%; 4 HSBC UK, 66%; 5 Halifax, 65%; 5 Santander, 65%;

Authorised push payment (APP) scams rankings in 2023 

 

Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account.

These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.

You can read the full report by visiting www.psr.org.uk/app-fraud-data

Share of APP scams refunded 

This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.

 

Share of APP scams refunded. This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms. Rankings: 1 TSB, 88%; 2: Nationwide, 87%; 3: HSBC/First Direct, 76%; 4: Natwest/Royal Bank of Scotland/Ulster Bank, 76%; 5: Santander, 73%. That’s a 15% increase since 2022. Ranking higher is better.

 

 

APP scams received per £million transactions: smaller UK banks and payment firms

This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.

 

APP scams received per £million transactions: smaller UK banks and payment firms.This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams. Rankings: 1 Skrill, £18,550; 2: Zempler Bank, £4,523; 3: PayrNet, £2814; 4: PPS, £2512; 5: Modulr, £1210. Ranking higher is worse.

 

APP scams sent per £million transactions

This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms. For example, for every £1 million of Santander transactions sent in 2023, £162 was lost to APP scams.

APP scams sent per £million transactions. This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms. For example, for every £1 million of Santander transactions sent in 2023, £162 was lost to APP scams. Rankings: 1 Metro Bank, £266; 2: TSB, £266; 3: Lloyds/Bank of Scotland/Halifax, £228; 4: Nationwide, £219; 6: Santander, £162. That’s a 50% decrease since 2022. Ranking higher is worse.

 

 

APP scams received per £million transactions: major UK banks and building societies

This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Santander, £41 of it was APP scams.

 

APP scams received per £million transactions: major UK banks and building societies. This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Santander, £41 of it was APP scams. Rankings: 9 TSB, £408; 10: Metro Bank, £319; 12: Virgin Money/Clydesdale Bank, £285; 13: Starling Bank, £239; 20: Santander, £41. That’s a 7% decrease since 2022. Ranking higher is worse.