Car insurance

Arranged and administered by BISL Limited and underwritten by a panel of insurers

Car Insurance

What you can get


  • Half of our customers got cover for £282 or less
  • We work with BISL Limited, one of the UK’s largest insurance intermediaries
  • Moneyfacts 5 star rating for quality
  • 10% cashback for Santander current account customers when you come to us direct for a new car insurance policy – this offer isn’t available on any price comparison site
  • BISL will search a panel of carefully selected insurers to calculate your price

If you have a Santander Car Insurance Policy and are suffering from financial difficulties due to the impact of the Coronavirus crisis, you can contact BISL on 0345 073 1002.  BISL have specialists on hand who can discuss your individual circumstances and agree how they may be able to help with your financial situation.  Their opening hours are Monday – Saturday 8am-6pm.  Call charges


Choose from fully comprehensive, third party fire and theft, and third party only cover. 
Fully comprehensive cover includes as standard:

  • cover if your car is stolen or damaged by fire or accident
  • windscreen replacement and 24/7 repair helpline
  • courtesy car while yours is being repaired by an approved repairer (subject to availability and eligibility)
  • driving in the EU: up to 60 days in any period of insurance (your cover will be the same as it is in the UK)
  • unlimited cover on manufacturer-fitted audio, sat nav and entertainment equipment
  • stolen keys cover – up to £500
  • personal belongings cover – up to £100
  • repair work cover – 3 year guarantee on all approved claims repairs.

For full details on what’s covered, policy terms, conditions, and exclusions, please see our policy document which is available to download when you receive a quote

Tailor your Santander Car Insurance with these optional extras for an additional cost:

  • motor legal protection 
  • breakdown cover
  • guaranteed replacement car 
  • no claims discount protection.

Full details on these optional extras are available when you get a quote. For full details on what’s covered, policy terms, conditions, and exclusions, please see our policy document which is available to download when you receive a quote.

When you receive a quote you’ll be able to download our policy document, which contains full details of cover, optional extras, policy terms, conditions and exclusions. 

For information on how your data will be used you can view our data protection statement (pdf)

Santander Car Insurance is subject to standard underwriting and acceptance criteria. Quotations are valid for 30 days. Cover is subject to terms, conditions, restrictions and exclusions. Compulsory excesses apply. Full details are available in the policy document, available to download when you receive a quote. Please read the policy document before purchasing the policy.

Following withdrawal from the EU on 31 January 2020, the UK has now moved into a transition period which will last until 31 December 2020. During this period, further talks with the EU will be held to agree any future arrangements that will need to be in place by the end of the year.

During the transition period, you won’t need a Green Card as proof of insurance for driving in the EU. 

If you’re an existing Santander Car Insurance customer and want to see your documentation or make changes to your policy, you can log on to the self-service centre

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Why choose Santander?


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