Car insurance

Arranged and administered by BISL Limited and underwritten by a panel of insurers

Car Insurance

Arranged and administered by BISL Limited and underwritten by a panel of insurers

Car Insurance

What you can get

 

  • Half of our customers got cover for £250 or less
  • We work with BISL Limited, one of the UK’s largest insurance intermediaries
  • BISL will search a panel of carefully selected insurers to calculate your price
  • Santander Car Insurance is rated 5 star for quality by Moneyfacts

Choose from fully comprehensive, third party fire and theft, and third party only cover. 
Fully comprehensive cover includes as standard:

  • cover if your car is stolen or damaged by fire or accident
  • windscreen replacement and 24/7 repair helpline
  • courtesy car while yours is being repaired by an approved repairer (subject to availability and eligibility)
  • driving in the EU: up to 60 days in any period of insurance (your cover will be the same as it is in the UK)
  • unlimited cover on manufacturer-fitted audio, sat nav and entertainment equipment
  • stolen keys cover – up to £500
  • personal belongings cover – up to £100
  • repair work cover – 3 year guarantee on all approved claims repairs.

For full details on what’s covered, policy terms, conditions, and exclusions, please see our policy document which is available to download when you receive a quote

Tailor your Santander Car Insurance with these optional extras for an additional cost:

  • motor legal protection 
  • breakdown cover
  • guaranteed replacement car 
  • no claims discount protection.

Full details on these optional extras are available when you get a quote. For full details on what’s covered, policy terms, conditions, and exclusions, please see our policy document which is available to download when you receive a quote.

When you receive a quote you’ll be able to download our policy document, which contains full details of cover, optional extras, policy terms, conditions and exclusions. 

For information on how your data will be used you can view our data protection statement (pdf)

Santander Car Insurance is subject to standard underwriting and acceptance criteria. Quotations are valid for 30 days. Cover is subject to terms, conditions, restrictions and exclusions. Compulsory excesses apply. Full details are available in the policy document, available to download when you receive a quote. Please read the policy document before purchasing the policy.

You no longer need a green card if you're planning on driving a vehicle and towed caravans or trailers in the EU and EEA. However, you may still need a green card if you're planning on visiting certain countries.  
 
Countries you don't need a green card for 
Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
 
Countries you may need a green card for 
Albania, Azerbaijan, Belarus, Iran, Israel, Moldova, Morocco, Russia, Tunisia, Turkey, and Ukraine. 

Your insurance cover in these countries will depend on what your policy states. An additional premium may also apply under the terms of your policy. 

How to get a green card
Please contact BISL's customer service team on 0344 854 9822 at least 21 days before you're due to travel. Opening hours are:

  • Monday to Friday, 8am-8pm
  • Saturday, 8am-6pm
  • Sunday, 10am-4pm

See our call charges page for more information

If they agree to the cover and you've paid any additional premiums, they'll arrange for a green card to be sent to you if required. 

What you'll need to take when travelling 
You'll need to take a copy of your Certificate of Insurance, your driving licence, and your V5C logbook. You'll also need to display a UK sticker on your vehicle. 

To drive in some EU/EEA countries, you may also need an International Driving Permit. 
 
Trailer registration
If you intend to tow a trailer with your vehicle, depending on the type of trailer you have, you may also need to register your trailer before you travel. Please visit the government’s trailer registration page for more details. 
 
If you took out or renewed a policy with us after May 2021
Please check 'Section 9 Driving Abroad' in your policy's terms and conditions. It will still contain information about the previous EU ruling, which advised that Green Cards were required in all circumstances. BISL will not be reissuing policy documents in the short term. However, if you choose to renew your policy at your next renewal, this section will be updated. 
 
For more information on driving abroad and any required documentation, please take a look at the websites listed below. 

If you’re an existing Santander Car Insurance customer and want to see your documents or make changes to your policy, you can log on to My account

Your Red Car is a car-buying site backed by Santander where you can search 1,000s of cars online from over 2,000 sellers nationwide. All the sellers have been approved by Santander Consumer (UK) plc and you’ll even get a £75 e-gift reward when you make a purchase. (Conditions and exclusions apply, available at selected retailers only).

Icon of a car

Visit Your Red Car to learn more about how it works and start searching for your next car. 

Find your car

Santander Consumer (UK) plc trading as Santander Consumer Finance. Registered Office: Santander House, 86 Station Road, Redhill. Surrey RH1 1SR. Registered in England number 2248870. Santander Consumer (UK) plc is authorised and regulated by the Financial Conduct Authority in respect of agreements regulated by the Consumer Credit Act 1974 and for general insurance mediation activity. Our Firm Reference Number is 444327. Santander Consumer Finance and the Flame logo are registered trademarks.

Why choose Santander?

Moneyfacts logo showing 5 stars out of 5 for Santander Car Insurance in 2022

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