Changes to laws or banking regulations can affect your savings accounts and other banking services. We always alert you to any changes in your account's terms and conditions, and we also update this page regularly to clearly communicate any changes.

This page shows the latest changes to our savings accounts.

In response to the current market conditions and a period of historically low interest rates, the interest rate on Everyday Saver will reduce from 0.35% gross/AER (variable) to 0.20% gross/AER (variable) on 20 May 2020.

All other features of the account will stay the same.

This change applies to you if you have an Everyday Saver or an account which is due to transfer to an Everyday Saver upon maturity. We’ll write to you separately to advise when this will happen. You can also check if your account is due to mature into an Everyday Saver in the Key Facts Document for your account.

We’ll no longer be charging a fee of £1.25 for each foreign currency purchase made when using your debit card abroad. In addition. We’re also removing the fee for Single Euro Payments Area (SEPA) non-urgent euro transfer, currently £15 per transaction, as well as the fee for cash withdrawals abroad, which is currently 1.50% on each transaction.

This change will happen by 15 December 2019. You can view an updated version of the General Terms & Conditions below.
General Terms & Conditions effective from 18 December 2019

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