Why pay into a stocks and shares ISA?
A stocks and shares Individual Savings Account (ISA) lets you invest your money. Here's why they're one of the UK's most popular ways to invest:
You don’t pay income tax or capital gains tax on your investments
The ISA allowance for this tax year is £20,000
For amounts over £20,000 you can use our Investment Account.
By joining the Investment Hub, you can open and manage your Stocks and Shares ISA. If you’re not feeling confident about investing, don't worry, we also offer 2 types of advice to understand if investing is right for you.
Transferring an ISA is easy
If you already have a cash or stocks and shares ISA elsewhere, it’s simple to transfer it to a Santander Stocks and Shares ISA. Request your ISA transfer directly using the Investment Hub, as withdrawing money, instead of transferring your ISA means it loses its tax-efficient status.
As with all investments your capital is at risk and you may get back less than you invest. Investments should be held for the medium to long term (5+ years), unless there is a fixed term that applies.
The tax treatment of your investment depends on your individual circumstances and may be subject to change in the future.
Why invest with Santander?
250,000+
people choose to invest with us
£6.4 billion
invested using the Investment Hub
Around 900
funds available on the Investment Hub
25+ years
experience providing investments
Source: Santander UK plc as at July 2022