Managing your mortgage online

Wherever, whenever and in your own time

Manage your mortgage with our Mobile Banking app or by logging on to Online Banking. If you haven’t already registered, you can sign up using one of following:  

  • your debit or credit card number if you have one 
  • your banking or savings account sort code and account number, or 
  • your mortgage account number if don’t have a current or savings account with us. 

Get online

You can get instant access to Mobile and Online Banking using your account details. You’ll need to have the mobile phone number that's currently registered for One Time Passcodes (OTPs) with you. 
Mobile and Online Banking log on details are the same.

Already have log on details?

Download the app

(You will need log on details to get started)

Your Mortgage Awards 2023-2024 winner for best online mortgage lender

The benefits of managing your mortgage online

  • See everything about your mortgage in one place
  • Explore and secure a new deal for your existing mortgage.
  • Make a one-off overpayment or set up regular overpayments
  • Explore changing your mortgage term or repayment method. Apply to borrow more money after getting an instant decision in principle. 
  • Got a flexible offset mortgage? Increase or decrease your payments, make a one-off payment, request a payment holiday and withdraw money from it.
  • Got a Santander current account, credit card or investments with us? Manage them in Mobile and Online Banking. 
  • Get a settlement figure if you’re looking to pay off your mortgage early.
  • Manage your home with Santander and our trusted partners. Built to help you run your home for less, improve its energy efficiency, and more.

To manage your mortgage in the mobile app, take a look at our mobile guide for step-by-step instructions

You can download our app on your mobile phone or device from the iOS App Store or the Google Play Store. Just click on one of the logos below to get started. We don’t ever recommend downloading apps from other third-party sites.

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You need to register for Online Banking to use the app. You can do this online today.

Got any questions about your mortgage? Please contact us


Applications are subject to status and lending criteria.

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