Invest outside an ISA
If you’ve used up your ISA allowance or paid into another stocks and shares ISA this tax year, you can use an Investment Account to hold further investments. It doesn’t have the tax benefits of an ISA but any capital gains you make can be offset against your annual Capital Gains Tax allowance.
There’s no limit to the amount you can put in an Investment Account
As with all investments your capital is at risk and you may get back less than you invest. Investments should be held for the medium to long term (5+ years), unless there is a fixed term that applies.
This product is most suited to you when
You’ve used up your ISA allowance
You want to transfer in existing investments from another provider
You’re 18 years of age or over
You’re a UK resident
Are you ready to invest?
Do you aim to invest for at least 5 years?
Are you happy taking a degree of risk with your capital?
Do you have savings to cover at least 3 months’ net income, any planned expenditure and enough for unplanned events?
Ways to invest
Digital Investment Adviser
For investments up to £20,000, our Digital Investment Adviser recommends which fund, from a limited range, is right for you. This service is accessed and managed through the Investment Hub.
It's easy to use, shows what you could potentially get back from investing and when you're happy you can buy your suitability report for £20.