My offer has expired
If you didn't accept your deal before the deadline you’ll need to apply for a new deal again.
If you couldn't access your offer due to a technical issue, and:
- you arranged your new deal directly with us, please call us on 0800 051 0803
- you arranged your new deal through a financial adviser or mortgage broker, please contact them directly.
Accepting your deal by post
If we’ve emailed you to let you know we’ve sent your offer pack in the post, you’ll need to accept the deal by the deadline provided in the letter.
You’ll find all the details of what you need to do in your pack.
This is a brief summary of the 3 different types of mortgages we offer
The graphs are for illustrative purposes only.
For an in-depth comparison of the mortgage types on offer read our guide to mortgages
Your monthly payment covers both the amount you’ve borrowed and interest. So as long as you keep up your payments, your mortgage will be paid off at the end.
Interest only mortgage
Your monthly payment only pays off the interest. You’ll still need to repay the amount you borrowed at the end of your mortgage and will need a separate plan in place to do this (such as an investment or endowment). We may limit the amount you can borrow on interest only.
You can choose to pay part of your mortgage as repayment and the other part as interest only.