You can repay your loan in full any time before the final payment is due. You will find details of how to do this in your loan agreement.

If you decide to pay off your loan early we will calculate the amount you'll have to pay, called the 'settlement figure' by first working out your ‘settlement date’. We'll charge interest up to your settlement date.

If your loan has less than one year left to run, your settlement date is 28 days from the date we receive your request to settle early.

If your loan has longer than one year left to run your settlement date is 28 days plus one calendar month from the date we receive your request to settle early.

If you took out a loan with us on or after 11 June 2010, you can choose to make a partial repayment and whether to reduce the term of your loan, or your monthly repayment amount.
 

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