You can review and accept the offer for your new deal by clicking on ‘Continue’ below. You’ll need the unique offer reference we’ve emailed to you.

Please make sure you have the unique offer reference for the deal you’d like to accept. If you applied for more than one deal, you will have received more than one offer reference number.

You have 14 days to consider your offer before you need to confirm your acceptance. Any account holder can accept on behalf of all parties, but for the transfer to take place acceptance must be confirmed before the deadline provided in your email.

All sections of the product transfer offer, together with the mortgage conditions, will form the terms of your mortgage. It’s very important that all parties read all sections of the offer.

If you’ve arranged your new deal directly with us, we want to let you know that:

  • we’re regulated by the Financial Conduct Authority
  • you will not be charged a fee for this service.  However, you may be required to pay other fees, such as a product fee.  Details of any fees will be provided in your offer
  • we only offer Santander mortgages.

If you’ve arranged your new deal with an Independent Financial Adviser / broker, they will have advised you about any fees relating to your mortgage.

All applications are subject to status and our lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.