Not all of our policies are available online. Come and visit us in our branches to learn about the full range. Life insurance, critical illness insurance and Over 50s Life Insurance have no cash-in value at any time, and exclusions and limitations will apply.
When you work out how long you want a life insurance policy to run for, it’s important to think about why you’re taking it out in the first place. Most people will take out a policy to cover a certain financial obligation such as a mortgage, or to provide money for their family. So, whatever your reason is, the policy should reflect this. You need to think about how long your children will need financial support, or when your mortgage ends or when your partner may retire. If you’re considering an Over 50’s product, your cover will continue for the rest of your life.
If you and your partner both want cover, you can take out a joint policy. One regular monthly premium will be paid, it only pays out once and won’t provide cover for the second person after the first person dies.
Another option would be to think about taking out separate policies, meaning that if Aviva pay out for one person their policy will end, but the second person’s will continue.