Mortgage life insurance

Combined life and critical illness insurance

Taking out a combined insurance would provide cover in the event of a critical illness or death. The policy is designed to pay out once, either for critical illness or for death. You can apply for combined life and critical illness with one of our branch advisers.

Things to consider

• Before you apply, make sure you're aware of the eligibility conditions, which can be found in the policy summary. 
• Your cover will end when a claim for the main benefit is paid, at the end of your policy's term, or if you stop paying premiums or cancel the policy. You won’t get the money back that you’ve paid.
• A full list of critical illnesses that are covered can be found in the critical illness plan policy summary and policy conditions in the important documents section.
• To make a claim for critical illness, you'll need to meet the policy definition. This might mean that you’ll need to have permanent symptoms, an illness of a specified severity or require surgery.