Whether you’re new to investing or have some experience, invest in a way that suits you
Savings and ISAs
Our range of savings accounts and cash ISAs can help you plan for your future
Investments should be held for the medium-long term (5+ years) to give your money the best possible chance of growing. It’s a good idea to have other savings in place so if the market does fall, you won’t have to dip into your investments to cover an unexpected expense and can instead leave them to recover.
This is based on our current Easy Access ISA interest rate.
Once you put in the amount you want to save, we then add interest based on how long you’d like it to stay in the account. We use our current interest rate to give you an idea. Interest will be paid tax free. The tax free rate is the rate of interest payable where interest is exempt from income tax.
To calculate the projected returns, we have selected the annualised rates that apply for the term with the highest potential for loss, based on latest market trends. This does not represent a guarantee of the performance for the potential low, realistic or high returns.
- Potential high: Shows the expected return in strong investment conditions.
- Potential low: Shows the expected return in weak investment conditions.
- Realistic: Shows the return, which has a 50% chance of being better or worse than this (in other words, the median return).
All figures shown allow for the platform services fee, fund charges and asset allocation of a Santander fund, which is typical of the medium-risk category. Please bear in mind that we’ve not accounted for any potential tax that could be payable on any returns.