My First Home

Looking to hop on the property ladder and buy your first pad? My First Home makes the jump easier with helpful guides and tools.

 A great first step on your homebuying journey

My First Home has all the digital tools you’ll need to make the path to home ownership simpler. Whether you’re ready to buy now or just mulling things over. 

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Discover how much you could afford to borrow.

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See how long it could take you to save for a deposit.

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Find out how to apply for a mortgage.

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Get house hunting tips.

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Learn how to make an offer and what happens next.

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Read all about surveys and solicitors.

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Explore moving tips and get a removals quote.

You’ll find My First Home in our Mobile Banking app. Just look in the ‘More options’ menu.

Top tools and timely tips under one roof

Our ‘borrowing power’ and ‘property goal’ tools help you work out how much you could borrow and when you’ll be ready to buy. You can also review how you’re saving and see if there’s a quicker path to get your deposit together. We’ll even show you an alternative plan to weigh up.

You’ll learn about the different types of saving accounts too. You might even discover there’s a government scheme that could save you time and money.

Finally, you’ll learn how to apply for a mortgage and discover the importance of your credit score. Want to improve yours? You’ll find plenty of tips to help you.

Feel at home from start to finish 

Buying your first home’s easier when you know what to expect and understand all the terminology. So, we’ve put together a reading room of handy guides that summarise all the important bits.

Learn about stamp duty, mortgage valuations, and the true costs of buying a home. Get house hunting tips, read how to make an offer, and find out about surveys and the legal process. It’s all there so you can dip in and out when you need to. 

Get ready to move and see if you can save

Once you’ve bought a place to call your own, you’ll find moving tips and a handy checklist to help you get organised. You can even get a free removals quote with our partner, AnyVan.

Want to get set up in your new pad for less? Just compare broadband and TV deals and see if you can land yourself a bargain.  

Don’t have the Santander app yet?

Got a mortgage question?