Credit ratings
Santander UK plc
| S&P | Moody's | Fitch | |
|---|---|---|---|
| Long-term rating | A | A1 | AA- |
| Long-term rating outlook | Stable | Stable | Stable |
| Short-term rating | A-1 | P-1 | F1+ |
Santander UK Group Holdings plc
| S&P | Moody's | Fitch | |
|---|---|---|---|
| Long-term rating | BBB | Baa1 | A |
| Long-term rating outlook | Stable | Stable | Stable |
| Short-term rating | A-2 | P-2 | F1 |
Santander Financial Services plc
| S&P | Moody's | Fitch | |
|---|---|---|---|
| Long-term rating | A- | A1 | AA- |
| Long-term rating outlook | Stable | Stable | Stable |
| Short-term rating | A-2 | P-1 | F1+ |
Credit ratings reports
| S&P | Moody's | Fitch | |
|---|---|---|---|
| Latest rating report* | 23-12-2025 | 22-05-2026 | 28-11-2025 |
| 24-10-2024 | 09-07-2025 | 10-07-2025 | |
| 29-06-2023 | 20-02-2025 | 03-12-2024 |
* The rating reports were produced and published by independent rating agencies and are provided here by Santander UK plc and Santander UK Group Holdings plc (together, ‘Santander’) for information purposes only. Santander does not make any representations, express or implied, regarding their accuracy, adequacy, completeness, fitness for purpose or otherwise. Santander does not accept any liability for errors, omissions or inadequacies in the reports or for your reliance on them.
The ratings are opinions only and do not constitute recommendations to buy, sell, or hold any security, nor do they comment on the adequacy of market price, the suitability of any security for a particular investor, or the taxability in relation to any security. The reports do not provide financial or legal advice, or auditing, accounting, appraisal, valuation or actuarial services. A rating should not be viewed as a replacement for such advice or services.
For queries on Credit Ratings, please email IR@santander.co.uk
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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.