It's important to keep your spending within your means and to save money where you can. We’re here to help you get the most out of your money with a few tips on managing how you spend.
Join over 100,000 customers who use our handy financial health tools every year!
Financial health check
Our free tool gives you personalised tips to improve your financial health
Budget planning
Help manage your money by understanding your incomings and outgoings
Smart shopping 
Shop smarter and make more conscious decisions to cut down spending and save money.
- Do a subscriptions spring clean and cancel the ones you don't want anymore. You could save money every month. Look out for cloud storage, streaming and anti-virus software.
- Check out this article from Which that shows the cheapest supermarket each month.
- Sell your unwanted clothes for some extra cash and get deals on pre-owned items.
- Learn how to tackle food waste
Piggy banking 
Try these tips below to help you save.
- Visit our savings accounts and ISAs to see the latest products and rates available. Make sure you stay on top of the rates on your existing savings accounts through our app to keep getting the most for your money.
- Make savings simple with these automatic savings apps
- See how you can get help to buy your first home with a Lifetime ISA
In the 2023 Student Money Survey, 82% of students worried about making ends meet. Check out the support you can get as a student.
- Create your student friendly budget planner
- Learn more about your credit score and how to improve it.
- Get a free 4-year Santander 16-25 railcard and save 1/3 on travel in Britain with our Edge Student current account
- Sign up to the Santander Academy for free courses, content and scholarships.
- Get student discounts across multiple retailers with UNiDAYS
- Find out if you could be eligible for student grants or bursaries
Other support 
58% of UK adults worried more about their finances in the last 12 months, as higher living costs continue. Find out what support is available.
- Get support with your household expenses
- You can get help from the NHS to cover your healthcare costs if you’re eligible.
- Find out what help might be available and if you’re eligible for any benefits through Turn2us
Not what you're looking for?
Independent help & support
Speak to one of our partners to see if they can give you a helping hand.
Budget planning
Help take control of your finances by filling in a budget planner