You may not have looked at doing a budget before, but it’s your first step towards getting back on track with your finances if you’re worried about them.
Completing a budget planner will help us give you more personalised help. What’s more, seeing everything set out could help you identify ways to save money and reduce debt straight away.
If you’ve recently filled in our MyFinances budget planner, take a look at the bottom of this section for what to do next.
We'd suggest 2 planners
Before you start, get as much information ready as you can. Things like bank statements and bills will help you get the details you need to put into the budget planner right.
Our budget planner is called MyFinances. Use this planner if you want to speak to us about your finances. We’ll ask you to create an account the first time you use it so have your reference number* ready. If you already have an account then simply log in here. Use this budget planner if we've asked you to fill one in, or you need to speak to us about your finances.
*To complete the Santander budget planner you’ll need a reference number, which you can get by typing in ‘uniquereference’ into the ‘Chat with us’ banner on the right hand side of this page.
This is an anonymous budget planner, which you can use without sharing your personal details with us. Use this planner if you just need a sense of your situation and your outgoings. Santander won’t see this information or be able to discuss it with you.
You can create an account and revisit this planner any time you’d like. You’ll also be given some personalised tips to help you make the most of your money and it’s free to use.
To complete the Santander budget planner you’ll need a reference number, which you can get by typing in ‘uniquereference’ into the ‘Chat with us’ banner on the right hand side of this page.
If you’ve recently competed our budget planner (MyFinances), here’s what to do next:
If you feel you can afford to do this, visit pay or manage an overdue amount where we’ve made it easier to do this without needing to call us.
If the budget planner shows you’re spending too much, take a look at ways to cut your spending info page.
Organisations such as PayPlan can offer free help and advice. Take a look at our independent help and support page.
We’ll discuss your options, using your completed planner to give you tailored help that’s right for you.
See the ‘Ways to get in touch’ section if you’d like to chat with us. Or call us on 0800 085 1479.