Budget planning

Budget planning doesn’t have to be complicated.

A budget planner can help you see how much money you have going in and out each month and make sure you keep up with regular payments.

With a budget planner, you could:

  • See where you might be able to cut costs and save money
  • Prepare for the future and meet your financial goals
  • Reduce or consolidate any debt
     

It could also be your first step to getting back on track with your finances.  It could even help us to give you personalised support if you wish to share and speak with us.

We have 2 budget planners - one you can use yourself, and one we can complete with you. 

Whichever you choose, get as much information ready as you can before you start. Things like bank statements and bills will help make budget planning more accurate.
 

Quick budget calculator

A simple and easy tool to give you a clearer view of your incomings and outgoings. We won’t keep the information you enter.

The quick budget calculator can help if:

  • This is the first time you’re considering budgeting.
  • You want a review of your finances that’s private and just for you.
  • You want a summary of your finances in 5 minutes.

You can use our quick budget calculator here. But it’s even better in our app – it lets you store your details and edit your budget to keep track of changes and watch your progress.
 

Use calculator

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Detailed MyFinances  budget planner

Need some support with budgeting? Our financial support team can help. They’ll complete an in-depth review of your finances to understand your circumstances and see how we can help. 

The detailed budget planner can help if:

  • You’re worried about money and want to speak to someone
  • You’ve missed a payment or you think you may miss one soon.
  • You’ve already been in touch with us, but your circumstances have changed.


Just call the Financial Support team to get started.
 

Contact Financial support

If you’ve recently completed our detailed budget planner (MyFinances), here’s what to do next:

Get in touch

We can discuss your payment options using your completed budget planner to give you personalised help

Ways to cut your spending

See how to reduce your spending with our top tips

Independent help & support

Speak to one of our partners who offer free financial advice

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