First time buyers
Remortgaging to us
Moving home
Start your mortgage journey here
Use our online tools to find out how much you could borrow, the deposit amount you might need and what your monthly payments might be. You then need a decision in principle before applying.
Get a decision in principle and apply for a mortgage
Before applying for a mortgage, you'll first need to get a decision in principle (DIP) from us online or by phone. A DIP tells you if we could lend you the amount that you need for your mortgage. It also won't affect your credit rating.
Online decision in principle
Get a no obligation decision in principle before you apply
Start my decision in principle
Continue my decision in principle
Online mortgage application
Once you’ve got your online decision in principle, you can apply for your mortgage
Continue my mortgage application
By phone
Our mortgage team is here to help 9am to 6pm Monday to Friday and 9am to 2pm Saturday
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Applications are subject to status and lending criteria. Applicants must be UK residents aged 18 or over.