Apply for a 1|2|3 Student Current Account

Ways to apply

You must be in or going into your first year of study to transfer to the 1|2|3 Student Current Account

New Santander current account customers

Apply or switch online

If you're in your 2nd year of university or above, you must switch an account from another provider to us as part of your application.

We recommend you provide us the address where you're registered on the electoral roll and you'll need to provide proof of your course.

Start new application

Send us documents for an application you’ve already made

Got a 1|2|3 Mini Current Account?

1|2|3 Mini customers can change their existing account online in just 10 minutes.
To change your account online, you must log on to Online Banking and be able to provide your UCAS 4-digit status code.

Log on & change

Got an Everyday or other Santander current account?

If you have one of our adult current accounts, or don’t have a UCAS status code because you’re on a level 4-7 apprenticeship, visit one of our branches.
You may need to make an appointment.

Banking in your branch

Student account eligibility

I have an unconditional offer or I have my exam results and have a confirmed conditional offer and I’m studying (or about to start):

an undergraduate course with a higher education provider of 2 years or more or
a level 4-7 apprenticeship of 2 years or more

I don’t already have a Santander current account.

If you do already have a Santander current account and want to change it to the 1|2|3 Student Current Account, see the instructions at the top of this page under ‘Ways to apply’.

Key Facts Document and Terms & Conditions

We’ll email you copies, but you should read and consider these documents before you apply (you can also print or save them). If you have any questions or need further information, please contact us. To see these documents, you may need to download Adobe Reader

We’ll carry out a credit check when you apply.

1|2|3 Student Current Account Key Facts Document (pdf) including 'Our lending commitments and what we ask of you', Pre-contractual explanation, Pre-contractual information, FSCS Information Sheet and Exclusions List.
Fee Information Document (pdf) details the main fees and charges on this account.
General Terms & Conditions and Important Information (pdf) including Terms of Business and Data Protection Statement.

I accept the Key Facts Document and Terms & Conditions

I have received the Fee Information Document

Paper-free

We’ll send your statements and other important information to your e-Documents section in Online Banking.
Once your account has been open for 24 hours you can ask to receive your statements and important information by post using Online Banking, in one of our branches or by phone.

I understand statements and other important information will be sent electronically

UK resident

I confirm that all applicants are tax resident in the UK and agree to advise Santander within 30 days of any change to these circumstances.

Before applying for this product you should consider any future changes to your financial circumstances that may impact your ability to manage this account.

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