Privacy policy - Santander Apple Pay

This privacy policy explains how your personal data is used in the Apple Payment Service (Apple Pay). This is in addition to the uses of your personal data described in your account terms and conditions and the data protection statement. You should read this alongside the Apple Pay Terms and Conditions. 

We collect information about you when you register for and use Apple Pay. This may include your phone number and details of your transactions. Contact and shipping details are also captured for Apple Pay transactions over the internet.

If you register your Santander debit or credit cards for Apple Pay, you agree for your personal and transactional data to be used and shared as set out below.

Using your personal data

You agree that:

  • Santander UK plc (‘Santander’) will collect and use your personal data to verify your Santander card(s) and to facilitate your use of Apple Pay once you’ve registered your card as a Digital Card. Information about your Digital Card and your latest transactions will be stored on your Apple device so you can make contactless or in-app transactions.
  • Your information will be used to deal with Apple Pay queries, authorise payments, prevent and detect fraud, comply with legal requirements and industry standards, and to help Santander develop, maintain, and improve our products and services. We’ll use your details to send you service messages about Apple Pay via notifications, email/SMS and post. 

Sharing your personal data

You agree that:

  • Your Digital Card data, and contact and shipping details for Apple Pay in-app transactions can be shared with retailers so they can deal with your transactions.
  • We may share your personal data with the Santander Group, Santander’s associated companies, and service providers and agents acting under Santander’s instructions.
  • Your transactional data may be shared with VISA and MasterCard so they can process the transaction and support the Digital Card provision.
  • If you’ve switched on location services, Apple (Apple Distribution International and Apple Inc.) may see your locational data. For more information, please see Apple’s Privacy Policy. 

Please note that Santander is not responsible for the security of the Apple Pay service or any third party provider to Apple. Any information you give them is covered by their own Terms and Conditions.

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