• On 29 March 2017, the UK Government began the formal process for the UK to exit the European Union. This followed the referendum in June 2016, when the people of the UK voted to leave the EU.
  • We’d like to reassure customers that Santander UK plc is a British bank and is committed to the UK. As a British bank we comply with, and are subject to, the requirements of UK regulators such as the Financial Conduct Authority and the Prudential Regulatory Authority.
  • Like any prudent organisation, we’ve been undertaking contingency planning around Brexit. Whatever the outcome, we’re well positioned to continue to help people and businesses prosper.
  • If we do need to make changes to any of our products following the UK’s withdrawal from the EU, we’ll provide our customers with as much notice as possible.

Where are my deposits with Santander UK plc held?
Deposits held with Santander UK plc are held in the UK.

Is my money secure in the UK?
Santander UK plc customers’ deposits are protected by the Financial Services Compensation Scheme – which applies to eligible deposits held in the UK up to £85,000 per customer.

Further information on Brexit and the FSCS can be found on the FSCS website

Will I be able to use Santander cash machines / pay by my Santander debit / credit card in Europe?
Yes. The use of cash machines and how customers use their cards to pay for goods and services will not be affected by the UK’s exit from the EU.

Will I still be able to bank online / via mobile when travelling in Europe?
Yes. Online and Mobile Banking will not be affected by the UK’s exit from the EU.

I run a business. Where can I find out more about how we need to prepare ourselves?
For more information on how to prepare your business for Brexit, please visit our dedicated Brexit support page for businesses or speak to your local Business Relationship Manager.