Aerial view of couple walking hand in hand in the exotic lagoon, Zanzibar, Tanzania

Single trip travel insurance

Get 30% discount when you apply online for our award winning travel insurance.

Arranged, administered and underwritten by Chubb European Group SE (CEG).

Award-winning Travel Insurance

As voted by The Times Money Mentor Awards 2023

What is single trip travel insurance?

If you’re planning on travelling only once in the next 12 months, then single trip travel insurance could be for you. 

With single trip travel insurance: 

  • there’s no upper age limit on single trip policies
  • it can help protect you for any unplanned events, and 
  • you can also choose to add optional extensions at an extra cost (including winter sports, cruise, golf and business). 

Single trip travel insurance is part of our travel insurance. You can choose to take out either single trip or annual travel insurance cover to suit your needs. 

To get a quote, visit our travel insurance page

Single trip travel cover benefits

Rated 5 star in 2023

for quality by Moneyfacts.


Online discount

Santander customers get a 30% discount when applying online.


Unlimited medical cover

We’ll cover the cost of medical treatment while you’re abroad if you get sick or injured. Limitations and exclusions may apply.


How does single trip travel insurance work?

  • Single trip travel insurance covers you for one trip of your choice and ends when you come home. 
  • It’s usually cheaper to take out cover for one journey rather than buying an annual travel insurance policy. However, if you do plan on making more than one trip a year, then annual travel insurance could be more cost-effective. 
  • You can choose between a European or worldwide policy. 
  • There’s no age limit. 
  • It covers you for up to 31 days.
  • Single trip cover is part of our travel insurance. To get single trip cover, you’ll need to get a quote for travel insurance. You’ll then have the option to choose between single or annual cover. 

The best time to get travel insurance is as soon as you book your trip, as cancellation benefits will begin as soon as the policy starts.


Get a quote

What's covered by single trip travel insurance?

If your luggage is lost, damaged or stolen

We’ll pay up to £2,000 for repair and replacement costs if your luggage is damaged, lost or stolen. The amount of £2,000 relates to personal property, with a single item limit of £300. This excludes money, passports or valuables left unattended (unless locked away). We’ll also pay £200 if it was delayed for at least 12 hours on your outward journey.

If you have to cancel or cut your trip short

We’ll pay up to £5,000 if you have to cancel your trip or cut it short due to circumstances you were unaware of when you took out the policy. We’ll refund the cost of travel, accommodation and any pre-paid tours you didn’t use. We’ll also pay for accommodation and travel to get you home to the UK. We’ll only do this if someone you’re travelling with dies, or suffers a serious injury or illness.

If you get sick or injured

We’ll cover the cost of medical treatment while you’re abroad if you get sick or injured. Any medical treatment you receive must be within a year of the injury or illness first happening. Limitations and exclusions may apply. 

No maximum age limit

Unlike some annual travel insurance policies, there’s no upper age limit when it comes to booking a single trip.

To see what’s not covered by travel insurance, take a look at the table on our travel insurance page