Step up your ISA

Get a £50 e-voucher when you transfer in your full balance from a non-Santander ISA with a minimum of £10,000 into an Easy Access ISA or Fixed Rate ISA.

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T&Cs apply. Offer is subject to availability and may be withdrawn at any time.

If you’re affected by the situation in the Middle East, please find more information on our Middle East support page

Think smarter about growing your money

Take the hassle out of investing. Do it your way from as little as £20 per month with our ready-made funds. Fees apply. Capital is at risk. Investments should be held for 5+ years.

Ready-made investments

Something big on the horizon?

New car, home improvements or another big expense?  We have loans from £1,000 to £25,000. See if you're eligible using our checker in as little as 5 minutes.

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Get a £25 gift card

Take out an All in One Credit Card and get a £25 Prezzee eGift card. Offer may be withdrawn at any time and only available on our mobile app. T&Cs apply. Credit is subject to status. Monthly fee applies. 29.8% APR representative (variable).

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Support for Personal customers

Protect your home and what’s inside it

We won’t charge extra for paying monthly.

Cover provided by Aviva.

Approve card payments with care

Don’t let criminals get hold of your money.  Always check the details of any payment before you approve it.

You’re not alone

We’re here to help if you’re experiencing economic or domestic abuse, or in financial difficulty.

Speak to us in branch, via Chat or call us on 0330 9 123 123 or 0800 313 4321.

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Independent service quality survey results

Personal current accounts (GB)

Published February 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Great Britain who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1. Monzo, 82%; 2 Starling Bank, 77%; 3 Nationwide, 75%; 4. first direct, 74%; 5 Chase, 72%; 12 = Santander, 57%

Personal current accounts (NI)

Published February 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 500 customers of each of the 12 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Take a look at the latest published results

Overall service quality scores from customers in Northern Ireland who were asked how likely they'd be to recommend their personal current account provider to friends & family. Rankings: 1 Monzo, 81%; 2 Nationwide, 78%; 3 Starling Bank, 75%; 4 HSBC UK, 71%; 5 Chase, 69%; 8 = Santander, 60%

Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. Information about Santander’s performance prior to the introduction of the reimbursement requirement in October 2024 can be found in PSR’s latest APP Scams Performance Report published in February 2026.