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How credit cards work

Discover what a credit card is, how it works and how to check if you’re eligible to apply for one in our guide.

We’ve put together a glossary to explain some of the most commonly used credit card terms and abbreviations.

If you’re currently paying interest on your credit card, see how much you could save with one of our 0% balance transfer credit cards

Choose a credit card that gives you cashback and more. Check your eligibility and apply online.

Discover how the Santander Rewards Credit Card give you up to 3% cashback on everyday travel, dining and spending – and keeps you in control.

Find out how much you could save on balance transfers and purchases.

Unlock a huge range of benefits with a Santander World Elite™ Mastercard®.

Enjoy 0% on balance transfer fees for longer with our Everyday Long Term Balance Transfer Credit Card. Find out if you're eligible today.

Take control of your finances and enjoy 0% interest on balance transfer fees with our Everyday Credit Card.

Earn cashback on your bills, plus interest on your current account balance with the Santander Edge Up current account.