Need to borrow money to pay for your home improvements? We offer a range of borrowing options that could suit your needs.
Make your plans a reality. If you need to borrow money to pay for your home improvements, we’ve got a few ways that we could help.
Personal loans
Our personal loans allow you to borrow between £1,000 and £25,000. You'll pay a fixed amount back each month, repaying over a term up to 5 years. You can pay back a personal loan early, either in full or part.
Learn more about our personal loans
Additional loans (for existing Santander mortgage customers)
If you already have a mortgage with us and want to borrow £5,000 or more, you could consider an additional loan which will be secured against your home. You need to borrow the money for at least 5 years and borrow less than 85% of your home’s value.
Learn more about additional loans
Borrow more when you remortgage to Santander
You can use the equity in your home to borrow more money for your home improvements. Just remember, increasing the size of your mortgage will mean your monthly payments may go up.
Learn more about remortgaging to us
Other borrowing options
We’ve also got other borrow options that could suit your needs.
Learn more about other borrowing options
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.