Green improvements

Are you looking to improve the energy efficiency of your home? If you’re a Santander customer, there are ways we can help you.  

There’s no one way to improve your home’s EPC rating, and some homes may need more funding if the changes are big. Speak to a financial adviser or mortgage broker if you’re looking for help with costs, to create a funding plan.
 

A man and a woman smiling while pasting wallpaper

Installing an energy-efficient boiler, solar panels, and new windows are the top 3 home improvements (12.69 MB) homeowners want to make.
 

So far 14% of homeowners (12.69 MB) have looked to improve the energy efficiency of their home.

Lower cost borrowing for green home improvements

If you’d like to borrow money to improve the energy efficiency of your home, you could apply for one of our lower rate green additional loans. That loan is 
secured on your property. The loan is available if you want to carry out any of these home improvements, up to £50,000.

  • Heating system upgrades
  • Gas boiler (must meet Boiler Plus standard – min 92% ErP / A rated) 
  • Air source heat pump / ground source heat pump
  • Smart energy controls
  • Insulation (wall, floor, loft, roof, tanks and pipes)
  • Replacement windows / double glazing (min Window Energy Rating (WER) Band C) 
  • Replacement doors (min Door Set Energy Rating (DSER) Band E)
  • Solar PV, solar thermal and home batteries
  • Electric car charging point

According to Zoopla, properties that are energy efficient could cost half as much to run compared to ones that aren’t.

Other home improvements to improve energy efficiency may be considered.

To find out how much you could borrow and if green additional loans are available for you, use our borrowing calculator to compare loans. 

To apply for a green additional loan you must:

  • borrow a minimum of £5,000 up to a maximum of £50,000 for energy-efficient home improvements
  • borrow the money for a minimum of 5 years 
  • borrow less than 85% of your home’s value, including your existing mortgage and the additional loan you’re looking to take out
  • not have been declared bankrupt or subject to an Individual Voluntary Arrangement.

Additional loans calculator

If you want to borrow less than £5,000 or pay it off in under 5 years take a look at our other borrowing options 

Information about Energy Performance Certificates (EPCs) and links to independent information on the different types of improvements can be found on our energy efficiency page

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 

Applications are subject to status and lending criteria.

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