Energy efficiency

Homes that are better insulated and have more efficient heating systems are likely to be cheaper to heat and produce fewer carbon emissions

An aerial shot of 2 people walking along a bridge, surrounded by trees

The easiest way to find out how energy-efficient your home, or one you may be interested in buying is, is by checking to see if it has an Energy Performance Certificate (EPC). This is the recognised government measure of the energy efficiency of our homes. It provides an energy efficiency rating (EER) from A (very efficient) to G (inefficient). This is  similar to the energy ratings given to household appliances like fridge freezers. 

Only about 60% of UK homes currently have an EPC, which is valid for 10 years from the time of issue. Source: Rightmove. You can find out if your home has a current EPC by checking the government’s EPC register

An EPC helps you to understand how you could improve your EER. Like improving insulation, installing a new heating system, more energy-efficient windows and doors. Or smaller changes like replacing standard light bulbs with low energy bulbs. This can help you plan energy-efficient improvements. It gives examples of potential costs and the benefits of making changes. 

If you’re thinking of selling or renting your home you’ll need a valid EPC. If you don’t already have one you’ll need to arrange a visit from a government approved assessor who will carry out a number of checks on your property to provide you with your rating and certificate (costs vary).

If you have a Santander mortgage, but don’t have a current EPC or you’ve made improvements since your property was last assessed, you can get a free home energy report from our partner Countrywide Surveying Services. It'll give you an estimated view of the energy efficiency of your home and how you could improve it. 

Energy saving information

Energy Saving Trust is an independent organisation that shares information about a range of energy saving products, services and ideas that could help you make the right choice for you and your home

Green additional loans

If you’re a Santander mortgage customer looking to make energy-efficient improvements to your home we could help with one of our lower rate green additional loans, up to £25,000

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 

Applications are subject to status and lending criteria.

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