Earn up to £50 cashback with your Santander debit or credit card
Between 1 August and 31 December 2026, your everyday spending can earn you £10 cashback each month
From days out to everyday essentials, your spending could be earning you cashback.
Simply use the same Santander debit or credit card 10 times each calendar month between 1 August and 31 December 2026 and earn £10 cashback for every month you do. That’s up to £50 in total, with no minimum spend.
To be eligible, you must have had communication from us about this offer.
Missed a month? No problem. If you don’t make 10 eligible purchases on the same debit or credit card, you won’t earn the cashback for that month – but you can still earn it in any following months and start anytime during the offer period.
How we pay you cashback
We’ll add cashback to your account by the end of the following month. For example, make 10 eligible purchases in August, get £10 cashback by 30 September. You’ll earn £10 cashback each month you make 10 eligible purchases with the same Santander debit or credit card, up to a maximum of £50 during the offer period. Joint accounts will only get one £10 cashback payment each month. Terms apply.
Haven’t used your card in a while? You can view and copy your card details in our Mobile app to make online purchases – even without your physical card.
If you need more help, take a look at our customer support page
To earn the £10 cashback payment, you need to make 10 or more eligible purchases on the same Santander debit or credit card in each calendar month:
1 August – 31 August 2026
1 September – 30 September 2026
1 October – 31 October 2026
1 November – 30 November 2026
1 December – 31 December 2026
Terms and conditions for credit and debit card cashback promotion 1 August 2026 – 31 December 2026
Summary terms
- Open to Santander personal debit and credit Mastercard customers resident in England, Scotland, Wales and Northern Ireland who have received the promotion invitation. 18+ only.
- The ‘promotional period’ will be 1 August 2026 to 31 December 2026.
- Eligible accounts can earn £10 cashback per month by completing 10 or more eligible purchases within that month from August to December inclusive (max 5 months). Cashback for each qualifying month will be paid the following month.
- All eligible purchases must be made using the same account. The 10 purchases cannot be split across multiple accounts.
- Only one incentive payment can be earnt per account per month, including joint accounts.
- Only one incentive payment can be earnt per customer per month.
- Only ‘eligible purchases’ which are cleared transactions will be counted for the cashback promotion. More information on what classifies as an eligible purchase can be found in the full Terms and Conditions.
- To be eligible, you must have received the promotional email or pop-up message in Mobile or Online Banking sent by us regarding this offer.
Full Terms & Conditions for credit and debit card cashback promotion 1 August 2026 – 31 December 2026.
By participating, all entrants will be deemed to have accepted and be bound by the cashback campaign Terms and Conditions. Please keep a copy for your information.
Eligibility
Open to Santander personal debit and credit Mastercard customers resident in England, Scotland, Wales and Northern Ireland who have received the promotion invitation by email and/or mobile/online banking messaging. 18+ only.
All eligible purchases must be made using the same account. The 10 purchases cannot be split across multiple accounts. For example, 6 on your current account debit card and 4 on your credit card.
To qualify for the monthly payment of £10, you must complete 10 or more eligible purchases within that month. Only one incentive payment can be earnt per customer per month. The promotion runs for 5 months with a maximum incentive of £50 per customer.
Cashback is per account, not customer. Qualifying joint accounts will receive one £10 payment only per month.
Promoter
Santander UK plc. 2 Triton Square, Regent's Place, London, NW1 3AN (‘Santander’)
Promotional period
The promotion will run from 12am on Tuesday 1 August 2026 to 11.59pm on Thursday 31 December 2026. Only cleared transactions made during the promotional period will qualify for the promotion cashback. Spend outside the promotional period won’t be considered for the promotion cashback.
Eligible purchases
‘Eligible purchases’ are purchases of goods and services. Eligible purchases don’t include balance transfers, cash advances, travellers’ cheques, foreign currency and money orders, interest, unauthorised or fraudulent transactions, account charges of any kind (if applicable), advances used for lottery or gambling payments, or Direct Debits or standing orders paid into the account.
Payment
If a qualifying account is closed prior to payment, the payment will not be made to another account held by the customer.
The £10 payment will be awarded in the following month. For example, accounts that meet the 10+ qualifying transaction criteria in September will receive the £10 payment in October. It will appear under the transaction description ‘PROMOTIONAL PAYMENT’.
Payments will be made to a qualifying customer’s Personal Current Account where one is held.
For qualifying customers who only hold a Credit Card with Santander, the payment will be made to their credit card account but will not be included towards any monthly minimum repayments.
Data protection
Santander will only use the personal details supplied for the administration of the promotion and for no other purpose unless we have your consent. Your personal details will be kept secure and in accordance with current Data Protection legislation. For more information on how your data is processed, please read how we use your personal data (PDF - 140 KB)
Data will be stored for 3 months after the closing date before deletion. By participating in the promotion, you agree to the use of your personal data as described here.
Liability
Santander reserves the right to alter, cancel or withdraw the offer at any time.