Stress-free switching in just 7 working days
You can either switch to a new account, or one you've already got with us
Our dedicated switcher team will switch of all your Direct debits, standing orders and your salary
Choose when your switch starts - this can be up to 60 days in the future
It will only take 7 working days
We will keep you updated of progress by letter, text and e-mail
We'll close your old account and redirect any payments to your Santander Current Account
You could get a 4 month fee-free Arranged Overdraft when you switch to us. Overdrafts are offered depending on your circumstances.
0% EAR (variable) Arranged Overdraft. Arranged Overdraft Usage Fee of £1 per day (this is capped at 20 days each statement period for the Choice Current Account). If you are switching to Santander then there will be no Arranged Overdraft Usage Fee for the first 4 months. Assumed Arranged Overdraft credit limit: £1,200. Actual credit limit may differ. Arranged Overdraft Usage Fee depends on the amount of overdraft you are using.
You can also choose to switch to Santander from a bank or building society that is not a participant in the Current Account Switch Service free of charge. For more information please refer to our Switch Your Current Account factsheet document
We will switch your current account in 7 working days.
|Starting your switch|
|You choose when your switch starts – this can be up to 60 days in the future. Please provide us with your old account sort code, account number and debit card details.|
|Switch start date (Day 1)|
|We’ll ask your old bank for a list of your payments (for example, standing orders and Direct Debits). Please tell us if you would like to receive progress updates by text, email or letter.|
|Transfer (Days 2 to 6)|
|We’ll set up the payments on your Santander account, and we’ll tell the companies you pay by Direct Debit to collect future payments from your new account. We’ll also let people know who pay money into your account to send it to your new account from now on.|
|Your chosen Switch date (Day 7)|
Your switch is complete. If you have a positive balance, it will be transferred to your Santander account. If you have an overdrawn balance, you’ll need to clear it with your old bank. Your old bank or building society account will be closed.
From the day your switch completes we’ll automatically redirect any payments from your old account to your Santander account and we’ll also contact the sender to give them your new account details. We’ll do this for a period of three years or longer, in accordance with the Current Account Switch Agreement. This means there’s no need to worry about missing any payments.
|Following your switch|
|If this is a new current account, you’ll have received by now your cards and PINs, as well as your Online and Telephone Banking registration details, if you’ve requested them. Any payments switched from your old account will start coming out of your Santander account, so you should make sure you have enough money in your new account to cover them.|
How to switch
Switching to Santander is stress-free and can be completed in just 7 working days. Check if your current bank or building society is signed up to the Current Account Switch Service
If you don't already hold a Santander Current Account, you can apply Online or in branch. We will ask you during the application if you want to switch an account you hold elsewhere to Santander.
If you're an existing customer we can also arrange to switch a current account you hold elsewhere to your existing Santander current account. Simply visit your local branch. An appointment may need to be booked.
To switch you'll need to give us
your existing sort code and account number
your existing debit card number and expiry date. If you are switching a joint account to us, we'll need the debit card details for all applicants.
1 7 Day switch is guaranteed under the Current Account Switch Guarantee when you switch from a bank or building society that is also a member of the Current Account Switch Service. Switch completes in 7 working days.
EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges.
Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.
Information correct as at 16 October 2017
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.