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Existing mortgage customers

Existing Santander UK customer? Learn how you can easily manage, make changes to or accept your mortgage deal online. Find out more at santander.co.uk.

https://www.santander.co.uk/personal/mortgages/existing-customers

Mortgage support

If you’re struggling with higher mortgage rates, you could increase your mortgage term or switch to interest only for 6 months to make things

https://www.santander.co.uk/personal/support/loans-and-mortgages/mortgage-support

Changes to my existing mortgage

What would your mortgage repayments look like if you changed your term, repayment type or product? Our online calculator can show you on the spot

https://www.santander.co.uk/personal/mortgages/mortgage-calculators/mortgage-changes-calculator

Mortgage overpayments

Mortgage overpayments let you pay more towards your mortgage than you need to, meaning you could pay it off sooner.

https://www.santander.co.uk/personal/mortgages/existing-customers/mortgage-overpayments

Overpayment calculator

If you are looking to overpay on your mortgage, see how much it would reduce your term and interest by with our online calculator.

https://www.santander.co.uk/personal/mortgages/mortgage-calculators/overpayment-calculator

How does the Bank of England base rate impact your mortgage?

As an existing Santander customer, the Follow-on Rate is an option for you to consider if you’re already on our Standard Variable Rate

https://www.santander.co.uk/personal/support/loans-and-mortgages/bank-of-england-base-rate-and-your-mortgage

Existing customers moving home

Want to move home and already have a mortgage with us? You can keep it or choose a new deal. Our Mortgage Advisers can also

https://www.santander.co.uk/personal/mortgages/existing-customers/moving-home

Negative equity

Negative equity is when the value of your home is less than the amount you owe on your mortgage. Our negative equity support page will

https://www.santander.co.uk/personal/support/loans-and-mortgages/negative-equity

Change your mortgage deal

Want to change your mortgage? If your deal allows, or you're coming to the end of an existing deal, you can do this online

https://www.santander.co.uk/personal/mortgages/existing-customers/change-your-mortgage

How much extra can I borrow?

Let us know a bit about your mortgage and your spending to see what extra we may be able to lend you on your mortgage

https://www.santander.co.uk/personal/mortgages/mortgage-calculators/additional-borrowing-calculator-calc