How much extra can I borrow?

See whether you could get an additional loan, how much extra you could borrow and our latest rates with this additional loans calculator.

Couple in the kitchen

Can I get an additional loan?

To apply for an additional loan you need to:

  • have an existing Santander mortgage and want to borrow up to 85% of your property value (including your existing mortgage)
  • borrow more than £5,000
  • have never been declared bankrupt or been subject to an Individual Voluntary Arrangement
  • be able to provide confirmation of all types of income

​If you are a Flexible Offset mortgage customer please click here for further information on borrowing more

Continue

Important information

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. 

All applications are subject to status and our lending criteria.