Apply for a 1|2|3 Current Account

We have 2 ways to apply

Online

In just 10 minutes

You can start a new application, or change your existing Santander account and keep your account number, card and PIN the same

Start new application

Change my existing account

Send us documents for an application you’ve already made

At your local branch

You can just pop in but it's best to book an appointment first

Find my nearest branch

Key Facts Document and Terms & Conditions

We’ll email you copies, but you should read and consider these documents before you apply (you can also print or save them). If you have any questions or need further information, please contact us. To see these documents, you may need to download Adobe Reader

We’ll carry out a credit check when you apply.

1|2|3 Current Account Key Facts Document (pdf) including The Statement of Lender & Borrower Responsibilities, Pre-contractual explanation, Pre-contractual information, FSCS Information Sheet and Exclusions List.
Fee Information Document (pdf) details the main fees and charges on this account.
Switcher Cashback Terms & Conditions (Applicable if you are switching your account)
General Terms & Conditions and Important Information (pdf) including Terms of Business and Data Protection Statement.

I accept the Key Facts Document and Terms & Conditions (including Switcher Cashback Terms & Conditions, if I am switching)

I have received the Fee Information Document

Paper-free

We’ll send your statements and other important information to your e-Documents section in Online Banking.
You can ask to receive your statements and important information by post using Online Banking, in one of our branches or by phone.
If you want more information on paper-free, or you don’t want to receive your documents this way then contact us.

I understand statements and other important information will be sent electronically

UK resident

I confirm that all applicants are tax resident in the UK and agree to advise Santander within 30 days of any change to these circumstances.

Please note that if you request an overdraft with this account, the amount we offer may be lower than the amount requested. We will ask you to confirm that you’re happy to go ahead before we open your account.

If you are applying on behalf of other applicants you must have their authority to act on their behalf. During the application you will be asked if you want to hear about products, services and offers that may be of interest. Please note the preferences you select will apply to all applicants and will override any previous preferences given. If you, or any joint account holder, would like to amend those preferences please contact us at any time.

Before applying for this product you should consider any future changes to your financial circumstances that may impact your ability to manage this account.

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Apply (joint account)