Step 9: Moving


Before you move…

Completion normally happens on a weekday because solicitors and conveyancers don’t usually work on weekends. It’s a good idea to now give some thought to your move, booking time off work and a removal van and starting to clear your house of anything you don’t want to take with you.

Make sure you close down any old utility and services accounts in your name and set up new ones for your new home.

Start packing and get friends and family lined up to help you move. Make sure you label your boxes, so you can find things when you're in your new home and keep a few essentials handy: a kettle, mugs and cleaning things for when you get to your new home.

On the day of completion, the property becomes yours!

You won’t be able to collect the keys for your new home until the money we’re lending you has been transferred to the seller’s solicitor/licensed conveyancer.

Normally you’d collect the keys from the estate agent dealing with the sale of the property. Once you’ve picked them up, you can start moving in.


Taking care of the essentials


Make sure you have contacted companies you choose to supply gas, water and electricity for your new house so that all your services are working in time for your move date. And remember to take meter readings as soon as you move in. By letting utility companies know the readings you can make sure you’re only charged for what you use.


Your new address


When you move you'll need to let many people know, from your doctor to your bank. Let everyone know your new address and phone number as soon as you can.

Important Information


All applications are subject to status and our lending criteria. This means that the amount we’ll lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a bigger deposit if you’re buying a flat or new build property.