YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Important information

This calculator is for illustrative purposes only. It does not provide a precise calculation. It’s intended to give you information and guidance about potential interest savings, term reductions and monthly payment reductions. Please note the calculator does not factor in any early repayment charges.

To illustrate savings, we’ve made the following assumptions:

  • The results displayed are based on the information you have entered
  • The interest rate will remain the same for the term of the mortgage
  • The results are based on a repayment mortgage
  • Savings are rounded down to the nearest pound and year

If you’re on our Standard Variable Rate or a tracker rate mortgage, you can make unlimited overpayments with no early repayment charge. If you’re on a fixed rate mortgage, you can overpay up to 10% of your outstanding balance each calendar year (January to December). Please take a look at the ‘overpay’ tab on our Managing your mortgage page to learn more.

Important information

This calculator is for illustrative purposes only. It does not provide a precise calculation. It’s intended to give you information and guidance about potential interest savings and monthly payment reductions. Please note the calculator does not factor in any early repayment charges.

If you’re on our Standard Variable Rate or a tracker rate mortgage, you can make unlimited overpayments with no early repayment charge. If you’re on a fixed rate mortgage, you can overpay up to 10% of your outstanding balance each calendar year (January to December). Please take a look at the ‘overpayments’ tab on our Changes to your existing mortgage page to learn more.

To illustrate savings, we’ve made the following assumptions:

  •  The results displayed are based on the information you have entered
  •  The interest rate will remain the same for the term of the mortgage
  •  Savings are rounded down to the nearest pound and year