Cashback current accounts

Tell us how you use your accounts, and we’ll show you an estimate of how much you could earn

From 9 September 2025, we’re removing the 1% cashback at supermarkets and on travel spend when you use your debit card. The Santander Edge Up and Edge current accounts will still offer 1% cashback on selected household bills when you pay by Direct Debit.

The cashback calculator will show what you could earn from 9 September 2025.

Do you have one of these accounts with us?

1|2|3 Current Account

1|2|3 Lite Current Account

Select Current Account

None of these

Household bills

How much do you pay by Direct Debit for the following each month?

Council tax

For council tax Direct Debits we have assumed you will make 10 monthly Direct Debit payments.

Water

Gas & Electricity

Mobile, Phone, TV & Broadband

Santander products

If you have a 1|2|3, 1|2|3 Lite or Select Current Account, how much do you spend on the following each month?

Santander home insurance and/or life protection by Aviva.

Cashback available to eligible new and existing Santander Home Insurance policies (administered and underwritten by Aviva Insurance Limited) and Santander life protection premiums (policies administered and underwritten by Aviva Life & Pensions UK Limited).

Santander monthly mortgage payments

Mortgage cashback applies to Santander UK plc mortgages.

Debit card spending

How much do you spend on the following each month?

Supermarket shopping

Travel (e.g. Fuel, train tickets and EV charging)

Account balance

How much do you usually keep in your current account?

Santander Edge saver

If you’re planning to open a Santander Edge saver account, how much would you keep in it (up to £4,000)?

Only available to customers that open the Santander Edge current account. This calculator shows the monthly interest from a Santander Edge saver based on the interest including the introductory bonus rate for 12 months from opening.