You are in

Investments

Why invest?

Investments have the potential to produce a better return than savings over the medium-to-long term.

As with savings, you can choose to keep money inside or outside an ISA. Our Stocks and Shares ISA is a tax-efficient way of investing inside an ISA and, if you’ve used up your annual ISA allowance, we also have an Investment Account
 

We have 3 routes to investing:

  • Digital Investment Adviser

    Find out what type of investor you are through a series of questions. We'll then let you know which fund is right for you. 

    Invest from £500 to £20,000 in a Stocks and Shares ISA or an Investment Account. Alternatively set up monthly contributions from £20.

    Digital Investment Adviser is easy to use, shows you what you could potentially get back from investing and if you’re happy, you can buy your suitability report, containing our advice for £20.

     

     

    Find out more

  • Face-to-face advice

    Our financial planning service offers personalised investment advice from a qualified financial adviser.  

    You'll need to have at least £20,000 to invest as a lump sum spread across a Stocks and Shares ISA and/or an Investment Account. You can also transfer in stocks and shares ISAs or investment accounts from elsewhere and any cash ISAs.

    You'll pay a fee to receive face-to-face advice from Santander, the adviser will detail the fee in your first meeting before you agree to progress.

     

    Find out more

  • Choose your own investment

    Use our Investment Hub to buy, sell and manage your investments without financial advice. 

    You can invest a lump sum from £100 in a Stocks and Shares ISA and/or an Investment Account. Alternatively set up monthly contributions from £20. You can also transfer in stocks and shares ISAs or investment accounts from elsewhere and any cash ISAs. 

    There are no advice fees associated with this route.

     

     

    Find out more

When you choose to invest we’ll clearly show and explain the ongoing investment fees, the type of fees applied are the same no matter which route you decide. 

The value of investments and any income from them can go down as well as up and you may get
back less than the full amount you invest.

 

Important information
Investments should be held for the medium to long term, typically for at least 5 years or more (unless there is a fixed term that applies).

The tax treatment of your investment depends on your individual circumstances and may be subject to change in the future.

The Investment Hub and the Stocks and Shares ISA are provided by Santander ISA Managers Limited. Registered in Scotland No. SC151605 at 287 St Vincent Street, Glasgow G2 5NB, United Kingdom. Telephone 0800 328 1328. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 171448.

See our savings options

If investing is not right for you, we offer a wide range of savings options to meet your needs, including cash ISAs, fixed term bonds, instant access savings and children's savings accounts.
 

Find out more

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.