The flexible way to protect your belongings
Choose from our Everyday or Premier contents cover below to insure the contents of your rented property. It includes:
Cover is subject to terms and conditions, restrictions and exclusions, please read the important information for more details and our Terms of Business.
|Get a quote||Retrieve a quote|
Choose either our Everyday or Premium contents cover below. They include:
|Contents sum insured (for loss or damage to the possessions in your home)||Up to £50,000||Unlimited|
|Alternative accommodation||Up to £25,000||Unlimited|
|Replacement locks if your keys are lost or stolen||Up to £250||Unlimited|
|Contents lost, stolen or damaged beyond repair replaced with new ones|
|Tenants Liability cover|
|Optional Legal Services (available at an additional cost) to cover, for example, a dispute with a landlord over a tenancy agreement|
|Option to cover Personal Belongings and valuables away from the home|
|Named personal claims handler|
|Minimum excess for escape of water||£350||£100|
The above table is a summary and full details of the cover limits are available. Policy terms, conditions, exclusions and cover limits apply. Further details are in the Insurance Product Information Document and Policy Booklet in our Key Documents section.
For more information on buildings and contents insurance please visit our main home insurance page
If you would like to discuss your options and get a quote over the phone, please call 0800 028 0650. Lines are open Monday to Friday 9am to 8pm and Saturday 9am to 4pm.
A wider level of cover for your personal belongings, pedal cycles and money for losses or damage in and away from the home, anywhere in the world.
Additional cover for accidents around the home such as wine spilt on a carpet or sofa if you have contents cover.
This could provide a lawyer, if you need one, and up to £50,000 in legal costs to pursue or defend disputes in court
Earn 10% cashback on your first year's premium
The 10% cashback will be paid within 90 days of your policy start date as long as it’s not been cancelled. This offer can be withdrawn at any time. Read full terms and conditions
Further information on our 1|2|3, 1|2|3 Lite and Select Current Accounts:
The 1|2|3 Current Account and Select Current Account have a £5 monthly account fee and the 1|2|3 Lite Current Account has a £1 monthly account fee. To earn cashback you must pay in at least £500 a month (excludes internal transfer) and have at least two active Direct Debits. 1|2|3 Lite Current Account customers must also log on to Online or Mobile Banking at least once in every three months.
Cashback is paid monthly. You may hold a maximum of two 1|2|3 Current Accounts or Select Current Accounts, one in your name and one in joint names. You must be 18 or over and a UK resident. For details of our fees and interest rates, visit santander.co.uk or ask for the latest Key Facts Document in branch.
|10% of customers paid £4 per month or less on new contents only Everyday policies bought between 01 March 2018 and 31 May 2018. Includes Insurance Premium Tax and excludes optional extras.|
Switch to us and we’ll refund your cancellation fee
We’ll refund any fee you may have to pay to cancel your existing policy – simply complete our form and make sure you have started your new policy before cancelling your old one.
* Defaqto is an independent financial information business. Their Star Rating reflects the level of features and benefits offered within a financial product. The more comprehensive the level of features and benefits offered by a product, the higher the Defaqto Star Rating it is given.
Santander Home Insurance is administered and underwritten by Aviva Insurance Limited. Registered in Scotland, No. 2116. Registered Office: Pitheavlis, Perth, PH2 0NH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.