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Current Accounts

A range of bank accounts designed to meet our customers' needs

With our wide range of current accounts we have something to suit you, and our hassle-free switching service makes it easy to move your current account to Santander.

From 10 July 2018 the Choice, 1|2|3 Graduate and 1|2|3 Postgraduate current accounts will no longer be available to open. Learn more

You can find the independent service quality survey results, published at the request of the Competition and Markets Authority, below.

1|2|3 Current Account

123 Current Account

Cashback on household bills and interest on your balance

The 1|2|3 Current Account pays you cashback on selected household bills and interest on your balance. There's a £5 monthly account fee and eligibility applies. Try our 1|2|3 calculator to see how much you could earn.

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Select Current Account

Gives you a more personal banking service through Santander Select, pays you interest on your balance and cashback on selected household bills. There’s a £5 monthly account fee, eligibility applies and you need to pay your main income of at least £5,000 per month into a Select Current Account (excludes transfers from other Santander accounts) or keep £75,000 in any Santander investment(s), savings or current account. Try our Select Calculator.

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1|2|3 Lite Current Account

Cashback on household bills

The 1|2|3 Lite Current Account also pays you cashback on selected household bills when you use Online or Mobile Banking. There's a £1 monthly account fee and eligibility applies. Try our 1|2|3 calculator to see how much you could earn.

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Everyday Current Account

Everyday Current Account

Everything you need for your day to day banking

No monthly account fee and a Visa debit card. You can have your income paid in, pay bills and apply for an Arranged Overdraft facility (subject to status).
 

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Basic Current Account

Basic Current Account

Stay in control of your finances

With the Basic Current Account you can have your income paid in, pay your bills and get a Top-up Visa debit card to make card payments. Anyone living in the UK can apply for this account. If you’re a European Union resident living outside the UK, this is the only Santander current account available to you.

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1|2|3 Mini Current Account

Under 18 accounts

An account for children and young adults

The 1|2|3 Mini Current Account is designed to offer flexible and adaptable banking, in a safe and controlled way. Young people aged 13 and above must open and manage the account themselves.
For children under the age of 13, the account must be opened in trust and managed by an adult.

 

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Student Current Accounts

Accounts for students in higher education

Accounts for students aged 18 or over, including our 1|2|3 Student Current Account with a free 4-year Santander 16-25 Railcard.

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Essentials Current Account (for new-to-UK students and workers)

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Banking essentials to help you get started in the UK

If you’ve recently moved to the UK, whether to work or study, the Essentials Current Account could help you get started. You can have your income paid in, pay your bills and get a contactless Visa debit card. There is a £1 monthly account fee.

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Compare our range

To help you make your decision, you can compare all of our accounts here.

Compare all accounts

 

 
Independent service quality survey results

 
Personal current accounts – published August 2018

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 16 largest personal current account providers if they would recommend their provider to friends and family. You can find the latest published results here

Overall service quality
We asked customers how likely they would be to recommend their personal current account provider to friends and family.
Great Britain Northern Ireland

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.