Adult current accounts
18 or over? Get an account designed for you.
Everyday Current Account
Benefits
Simple and straight forward bank account
Optional arranged overdraft
No fees for using Santander cash machines when you travel
No monthly fee
Santander Edge® current account
Benefits
Get up to £10 cashback on selected household bills per month
Access to an exclusive rate with our Santander Edge saver
Use your card abroad with no fees from us
£3 monthly fee. Pay in £500 each month and have 2 active Direct Debits
Santander Edge® Up current account
Benefits
Get up to £15 cashback on selected household bills per month
Earn interest on your balance up to £25,000
Use your card abroad with no fees from us
£5 monthly fee. Pay in £1,500 each month and have 2 active Direct Debits.
Santander Edge® Explorer current account
Benefits
Worldwide family travel insurance, UK 24/7 GP remote access, UK and European breakdown cover and family mobile phone insurance
Earn cashback on selected household bills, at supermarkets and on travel costs
Access to an exclusive rate with our Santander Edge saver
Use your card abroad with no fees from us
£17 monthly fee
Student & child current accounts
Under 18 or a student? We have the solution for you.
Santander Edge® Student current account
Benefits
Free 16-25 railcard for four years
Interest free overdraft of £1,500 for the first 3 years of your studies
No monthly fee. Pay in at least £500 every 4 months.
1|2|3 Mini Current Account
Benefits
Helping people 0-17 learn to manage their money
Opportunity to earn interest on balances up to £2,000
Choose contactless debit card or cash card
No monthly fee
International Students
Benefits
Contactless debit card
Online and Mobile Banking
No fee for using Santander cash machines when you travel
No monthly fee
Other current accounts
Basic Current Account
If you’ve been turned down for one of our other current accounts, have a poor credit history, or are new to the UK for work or study purposes this account might be suitable for you.
No monthly fee
Carer’s Card Account
Our Carer's Card account lets you give debit cards to 2 people who care for you. The money you transfer to your carer's card is separate from your other current and savings accounts. This means your carers can get cash out or go shopping for you.
This is just one of the ways you can get extra support – we have other supported banking options too.
No monthly fee
Not sure which current account is right for you? Compare our range of current accounts
Digital banking with us
Whether that’s via Online Banking or our Mobile Banking app, we offer a secure way to access and manage your banking needs 24/7.
A current account is a bank account you use for everyday money management and daily spending. It lets you pay money in, pay bills, buy things and withdraw cash. Most current accounts can offer a debit card, online and mobile banking, Direct Debits, standing orders, and overdraft options (subject to status).
To open a bank account is easy. You can open account online or in branch.
You can open a current account online , with our mobile app or by visiting a branch. Simply choose the account that suits your needs, complete the application form, and provide proof of ID and address. You can apply for bank account online - its quick and convenient, while visiting a branch gives you in-person support if needed.
Yes, Our current accounts come with access to our mobile banking app. You can check your balance, make payments, and manage your account anytime, anywhere. Learn more about mobile banking and how to get started.
How do I switch to Santander?
Choose to switch to us when you apply, or anytime after opening a Santander account. We’ll do the hard work, like closing your old account and moving payments. It’s simple, reliable and stress-free.