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Santander renews Broker Pledges for 2026 and adds a promise of access to underwriters
Launched in February 2025, the original Broker Pledges were introduced to demonstrate Santander’s commitment to the broker market and the importance the lender places on brokers within the mortgage industry. Since launch the lender has:Completed more than 30 product relaunches, all with ... transfer rates on behalf of their clients; Switch their clients to a lower rate up to four months’ early, with no ERC; Overpay within the product transfer window, with no ERC; andView all their clients’ mortgage details on the Santander Introducer
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-renews-broker-pledges-for-2026-and-adds-aUK government’s vision for ‘new towns’ entices first-time buyers, despite negative connotations among some potential movers
desire for spacious, well-connected communities that facilitate an active later life. Graham Sellar, Head of Business Development – Mortgages, at Santander, said: “New towns have incredible potential, but to maximise the impact they can have, they must be built with the people ... purchase a new build property, Santander offers 95% Loan-to-Value (LTV) mortgages on new build houses and flats. Additionally, it offers discounted mortgage rates on properties with an EPC rating of A or B, which the majority of new build homes
https://www.santander.co.uk/about-santander/media-centre/press-releases/uk-governments-vision-for-new-towns-entices-first-timeSantander supports older borrowers by increasing interest only mortgage lending to age 70
Santander supports older borrowers by increasing interest only mortgage lending to age 70 6 February 2017 From Tuesday 7 February, Santander will be extending the maximum Interest Only (IO) mortgage lending age from 65 to 70. Cementing its commitment to older borrowers, this change ... their mortgage repayments, whilst also supporting borrowers who want to take advantage of today’s low interest rate environment. The new policy applies to customers who choose to have any part of their mortgage as IO. Miguel Sard, Managing Director of Mortgages, Santander
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-supports-older-borrowers-by-increasingSantander UK extends temporary measures across secured and unsecured credit to continue to support customers during Coronavirus
total of six months on mortgages, credit cards and personal loans in line with FCA guidance £500 interest waiver for customers with arranged overdrafts and a discounted arranged overdraft rate of 19.9% (from standard rate of 39.9%) Continued waiver of fees for late payments ... also recruited over 200 staff to help customers facing financial difficulties at this time. MORTGAGES: in line with the guidance from the FCA, Santander will continue to offer customers mortgage payment holidays until 31 March 2021. New applications for payment holidays can be made
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-uk-extends-temporary-measures-across-securedSantander launches online mortgage application
Santander launches online mortgage application 12 September 2016 Santander has launched a mortgage application which enables customers to quickly and simply remortgage online. The new service could take applicants as little as 30 minutes to complete and provides them with an instant decision on their ... mortgage. The use of straightforward questions and design make it easy to apply for a mortgage online. Customers can save their application and resume at a time convenient to them, as well being able to choose from Santander’s full mortgage range. Any documents
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-launches-online-mortgage-applicationThe death of the homeownership dream for middle-income Britain?
with homeownership rates falling from 65% in 1996 to 27% two decades later. Of the new buyers entering the market today, 64% have household incomes of more than £40,000 and just 16% are individual buyers.Miguel Sard, Managing Director, Santander Mortgages, commented ... family support to raise a deposit;Introducing more flexibility in lending affordability criteria, for example less restrictive ‘stress rates’ for fixed-term mortgages; andMaking better use of existing housing supply and encouraging greater circulation of homes by introducing a stamp duty incentive
https://www.santander.co.uk/about-santander/media-centre/press-releases/the-death-of-the-homeownership-dream-for-middle-income-britainSantander increases in-credit interest rate on 1I2I3 Current Accounts
Santander increases in-credit interest rate on 1I2I3 Current Accounts 8 November 2022 Santander UK has today announced that it is increasing the in-credit interest rate on its 1I2I3, Select and Private Current Accounts for the fifth time this year from 1.50% AER/1.49% gross ... preferential rates on other Santander products through 1I2I3 World.(3) Santander remains the only bank in the UK to offer customers both cashback on household bills and interest on in-credit balances through a current account.(4)The full list of Santander
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-increases-in-credit-interest-rate-on-1i2i3Santander increases in-credit interest rate on 1I2I3 Current Accounts
Santander increases in-credit interest rate on 1I2I3 Current Accounts 7 February 2023 Santander UK has today announced that it is increasing the in-credit interest rate on its 1I2I3, Select and Private Current Accounts to a monthly interest rate of 2.00% AER/1.98% gross (variable ... rewards with Santander BoostsCurrent account customers are also able to access Santander’s new rewards platform Santander Boosts, which offers customers cashback, vouchers, discounts, prize draws, and giveaways all tailored to their individual interests. Customers can sign up for Santander Boosts through online
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-increases-in-credit-interest-rate-on-1i2i3-0Santander launches My Home Manager in Santander mobile app
Santander launches My Home Manager in Santander mobile app 4 October 2022 Santander UK has announced the launch of My Home Manager in the Santander mobile app, a new comprehensive service for mortgage customers designed to assist with all aspects of their home, including: viewing ... check its energy rating from A (most efficient) to G (least efficient). Features of the property, such as windows, lighting and roof, are also given ratings. Customers can see recommendations for how to improve their energy rating, an estimated cost and funding options for improvements
https://www.santander.co.uk/about-santander/media-centre/press-releases/santander-launches-my-home-manager-in-santander-mobileMortgage brokers remain essential to navigating homebuying journey in a digital age, according to Santander’s Broker Perception Barometer
Mortgage brokers remain essential to navigating homebuying journey in a digital age, according to Santander’s Broker Perception Barometer 10 December 2025 Mortgage brokers remain a pivotal part of the homebuying journey, with two thirds (65%) of homeowners claiming they couldn’t have ... mortgage payments thanks to working with a broker, and those in the South East saw the biggest financial benefits, saving on average £155 on their monthly payments.Graham Sellar, Head of Intermediary Channels, Santander UK, said: “Against a backdrop of a changing interest rate
https://www.santander.co.uk/about-santander/media-centre/press-releases/mortgage-brokers-remain-essential-to-navigating