Why choose us?
- 5% deposit mortgages available
- No product fee on some of our mortgages
- Free standard valuation on most of our mortgages on properties up to £2.5 million
- View your mortgage in Online and Mobile Banking
Dream home checklist
What you need to know about moving home
How much could I borrow?
Use our helpful calculator
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This is a brief summary of the 3 different types of mortgages we offer
The graphs are for illustrative purposes only.
For an in-depth comparison of the mortgage types on offer read our guide to mortgages
Your monthly payment covers both the amount you’ve borrowed and interest. So as long as you keep up your payments, your mortgage will be paid off at the end.
Your monthly payment only pays off the interest. You’ll still need to repay the amount you borrowed at the end of your mortgage and will need a separate plan in place to do this (such as an investment or endowment). We may limit the amount allowed on interest only.
You can choose to pay part of your mortgage as repayment and the other part as interest only.
Ways to apply
Before applying for a mortgage, you'll first need to get a decision in principle (DIP) from us online or by phone. A DIP tells you if we could lend you the amount that you need for your mortgage. It also won't affect your credit rating.
Online decision in principle
Get a no-obligation decision in principle before you apply for your mortgage
Online mortgage application
Once you’ve got your online decision in principle, you can apply for your mortgage
By phone
0800 068 6064
Our mortgage team is here to help 9am to 7pm Monday to Friday and 9am to 2pm Saturday
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