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Credit cards

Choose the credit card that's right for you

Choose the card that's right for you

We have four cards to choose from. So whether you'd like to save on interest repayments, transfer a balance, spread the cost of purchases, earn cashback, or you’re travelling abroad - we've got it covered.

If you need help choosing the card that's right for you, use our credit card comparison table to see the features of all four cards.

All in One Credit Card

A great range of benefits all on one credit card

For a £3 monthly fee you’ll get:

  • 0% on balance transfers and purchases for 30 months from date of account opening with no balance transfer fee

  • 0.5% cashback on all of your purchases

  • No foreign transaction fees on purchases made abroad in the local currency

Representative Example
0% p.a. on card purchases for 30 months followed by 15.9% p.a. (variable) on card purchases. This is equivalent to 21.7% APR Representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3.

 

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Everyday Credit Card

Pay no interest on balance transfers, with no balance transfer fee

  • 0% on balance transfers for 27 months from date of account opening with no balance transfer fee

  • 0% on purchases for 3 months from date of account opening

  • No monthly fee

Representative Example
0% p.a.
on card purchases for 3 months followed by 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR Representative (variable) based on an assumed credit limit of £1,200.


 

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Zero Credit Card

Low Fee Balance Transfer

A simple card to give you value at home and abroad

  • No foreign transaction fees on purchases when made in the local currency

  • No cash withdrawal fee anywhere in the world

  • No monthly fee

Representative Example
18.9% p.a.
(variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on an assumed credit limit of £1,200.


 

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Santander World EliteTM Mastercard®

For Santander Select and Private customers

For a £15 monthly fee:

  • Unlimited airport lounge access, global Wi-Fi and concierge service

  • No foreign transaction fees on purchases made abroad when using the local currency

  • Cashback on everyday spend and much more

Find out more about Santander Select and Santander Private

Representative Example
0% p.a
. on card purchases for 18 months followed by 18.9% p.a. (variable) on card purchases. This is equivalent to 49.8% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £15

 

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You can apply for a credit card if you're a permanent UK resident aged 18 years or over, have a gross annual income of £7,500 or more, have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years. We will conduct a credit check as part of the application and this will determine whether or not you're accepted and the credit limit that we can offer. We reserve the right to refuse any application.

Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Santander and the flame logo are registered trademarks.