Features of your credit card

Credit cards can sometimes seem overwhelming as they appear to come with a lot of information. Knowing your credit card features will give you a better chance of making full use of the card. We want to make sure you're aware of some of these key features that are available with a credit card you may have.

The table shows you a breakdown of the basic features each fee-paying credit card has. This will let you compare each fee-paying credit card type to make sure you have the right card for your needs.

Please note some cards that appear in the table are now off sale

 Santander World Elite™ Mastercard®Santander Edge credit cardAll in One Credit Card123 Credit Card
EligibilityOnly available to Santander Select and Private Banking customersOnly available to Santander UK personal current account customersAvailable for new applicationsThis product is no longer on sale
Monthly fee£15 monthly fee£3 monthly fee£3 monthly fee£3 monthly fee
Cashback0.5% cashback (up to £15 per month) on all purchases2% cashback (up to £15 a month) on all purchases for the first year 
1% cashback (up to £15 a month) on all purchases after the first year
0.5% cashback (up to £10 per month) on all purchases

1% cashback at all major supermarkets (on spend of up to £300 per month)
2% cashback at all major department stores (on spend of up to £150 per month)
3% cashback at all major petrol stations and on National Rail and Transport for London (TfL) travel (on combined spend of up to £100 per month)


Check our list of retailers to see where you can earn cashback

Foreign exchange fees
  • You will not be charged foreign transaction
    fees for purchases or cash withdrawals made abroad in the local currency
  • For all cash withdrawals you will be charged a 3% fee
  • You can see exchange rates applied instantly in your mobile or online banking
  • You will not be charged foreign transaction fees for purchases or cash withdrawals made abroad in the local currency
  • For all cash withdrawals you will be charged a 3% fee
  • You can see exchange rates applied instantly in your mobile or online banking
  • You will not be charged foreign transaction
    fees for purchases or cash withdrawals made abroad in the local currency
  • For all cash withdrawals you will be charged a 3% fee
  • You can see exchange rates applied instantly in your mobile or online banking
  • You will not be charged foreign transaction
    fees for purchases or cash withdrawals made abroad in the local currency
  • For all cash withdrawals you will be charged a 3% fee
  • You can see exchange rates applied instantly in your mobile or online banking
Additional  benefits

Airport lounge access worldwide -  Access to 1,400+ airport lounges with LoungeKey

 

Mastercard® Airport Security Fast Track - Your dedicated experience through airport security via Mastercard® Travel Experiences.

 

Global Data Roaming by Flexiroam – use in more than 150 countries and over 700 networks 

Not applicable
 
Not applicable
 
Not applicable
 

Please check your credit card statement and Key Facts Document for information on interest rates, promotional balance transfer and purchase periods, and fees and charges applicable for each card.

If you'd like further information about our products, please view our range of credit cards

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